23449 Oakley Ct, Ramona, CA 92065 Property Records

San Diego County property record for 23449 Oakley Ct, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,068 sqft · built 2023
Lot Size0.544 acres (23,693 sqft)
Owner2 Company Names on Record
Last Sale$850,000 (Dec 2023)
Tax Bill$10,106 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Apr 2022 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN288-352-08-00

Property Details

APN / Parcel Number

Primary APN288-352-08-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,068 sqft Living Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area23,693 sqft (0.544 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address23449 OAKLEY CT
CityRAMONA
StateCA
Zip92065-4246
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 188 TR 007519
Legal SubdivisionSAN DIEGO COUNTRY ESTATES I
Legal Tract007519
Legal Block3
Legal Lot Number188
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group3
Census Block3008
Census Tract20810

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address23401 OAKLEY PL, RAMONA, CA 92065-4224
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2023Grant Deed, Subdivision Related Transfer · Conventional Mortgage
ORIGINPOINT LLC
Apr 21, 2022Affidavit of Death of Joint Tenant, Transfer
WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO
Apr 21, 2022Grant Deed, Transfer
WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO
Apr 21, 2022Intrafamily Transfer, Transfer
WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 21, 2023 · Amount on Record
Deed SaleDec 21, 2023 · Amount on Record
Prior SaleApr 21, 2022 · Amount on Record
Deed Document Number2023350753
Prior Transfer DateMar 30, 2022
Prior Transfer Doc0000175813
Record UpdatedSep 20, 2026

December 2023: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 21, 2023
Property Address23449 OAKLEY CT, RAMONA, CA 92065-4246
Document Number0000350753
Map ReferenceMAP 7519
Instrument DateNov 28, 2023
Instrument2023-0350753
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 2, 2024
Title CompanyWFG NATIONAL TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address23401 OAKLEY PL, RAMONA, CA 92065-4224

Mortgage

Document Number0000350754
DateDec 21, 2023
Instrument2023-0350754
Lender
NameORIGINPOINT LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

April 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionSAN DIEGO CA
Recording DateApr 21, 2022
Property Address23449 OAKLEY CT, RAMONA, CA 92065-4246
Document Number0000175813
Map ReferenceMAP 7519
Instrument DateApr 13, 2022
Instrument2022-0175813
Transaction TypeTransfer
Record UpdatedAug 1, 2023
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

April 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 21, 2022
Property Address23449 OAKLEY CT, RAMONA, CA 92065-4246
Document Number0000175816
Map ReferenceMAP 7519
Instrument DateMar 30, 2022
Instrument2022-0175816
Transaction TypeTransfer
Record UpdatedAug 1, 2023
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23406 OAKLEY PL, RAMONA, CA 92065-4224

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateApr 21, 2022
Property Address23449 OAKLEY CT, RAMONA, CA 92065-4246
Document Number0000175815
Map ReferenceMAP 7519
Instrument DateMar 30, 2022
Instrument2022-0175815
Transaction TypeTransfer
Record UpdatedAug 1, 2023
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25155 KERN LANE, RAMONA, CA 92065

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$884,340 (+2%) Land $468,180 Building $416,160
2025$10,106.00 (+240.73%) Homeowner's exemption$867,000 (+325%) Land $459,000 Building $408,000
2023$2,966.00 (+2,957.73%)$204,000 Land $204,000
2022$97.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1998–2023)
Claims Outside the SFHA5 of 5
Most Recent ClaimAug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 89% of the US · above 70% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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