23449 E 480th Rd, Humansville, MO 65674 Property Records

Cedar County property record for 23449 E 480th Rd, Humansville, MO 65674

Property Summary

Property Type	Rural Home
Details	2 ba · 1,560 sqft · built 1970
Lot Size	11.2 acres (487,872 sqft)
Owner	2 Individual Names on Record
Last Sale	$123,500 (Mar 2016)
Tax Bill	$826 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-0.1-01-000-000-003.00`

Property Details

APN / Parcel Number

Primary APN	`07-0.1-01-000-000-003.00`
Alternative APNs	`5649` `4355`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	2,340 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	487,872 sqft (11.2 acres)
Garage Type	Carport
Garage Area	187 sqft
Carport	Carport
Carport Area	187 sqft
Deck Area	Deck Area
Utility Building	720 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	4355
Street Address	23449 E 480TH RD
City	HUMANSVILLE
State	MO
Zip	65674-8813
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ALL THAT PT OF E 12 LOT 2 NW4 LYING N & E OF ROAD
Legal Range	25
Legal Township	35
Legal Section	01
Legal Lot Number	2
Jurisdiction	CEDAR MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1000
Census Tract	870101

Owner

Source: Cedar County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23449 E 480TH RD, HUMANSVILLE, MO 65674-8813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Line of Credit OAKSTAR BANK NA
Nov 13, 2017	Deed of Trust, Mortgage · Line of Credit OAKSTAR BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2016 · Amount on Record
Deed Sale	Mar 7, 2016 · Amount on Record
Prior Sale	Jun 2, 2010 · Amount on Record
Deed Book / Page	2016 / 382
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR MO
Property Address	23449 E 480TH RD, HUMANSVILLE, MO 65674-8813
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23449 E 480TH RD, HUMANSVILLE, MO 65674-8813

Mortgage

Document Number	02025/2046
Date	Oct 1, 2025
Book Page	2025/2046

Lender

Name	OAKSTAR BANK NA
Type	Bank
Address	BOLIVAR, MO 65613

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR MO
Property Address	23449 E 480TH RD, HUMANSVILLE, MO 65674-8813
Transaction Type	Mortgage
Record Updated	Sep 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/2548
Date	Nov 13, 2017
Book Page	2017/2548

Lender

Name	OAKSTAR BANK NA
Type	Bank
Address	BOLIVAR, MO 65613

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cedar County
Unified School District	Humansville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$826.00	$17,990 (+14.15%) Land $840 Building $17,150	$97,480 (+13.64%) Land $4,940 Building $92,540
2023		$15,760	$85,780 Land $4,490 Building $81,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 92% of Missouri
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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