23446 Torre Cir, Boca Raton, FL 33433 Property Records

Palm Beach County property record for 23446 Torre Cir, Boca Raton, FL 33433

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,043 sqft · built 1993
Lot Size	0.133 acres (5,811 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (Feb 2023)
Tax Bill	$9,222 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Jun 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`00-42-47-34-21-000-0490`

Property Details

APN / Parcel Number

Primary APN	`00-42-47-34-21-000-0490`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,043 sqft Living Area
Gross Area	2,637 sqft
1st Floor Area	2,043 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Wood Truss
Roof Material	Concrete
Lot Area	5,811 sqft (0.133 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	399 sqft
Porch	Finished/Open Porch
Porch Area	350 sqft
Patio Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	23446 TORRE CIR
City	BOCA RATON
State	FL
Zip	33433-7028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	COSTA DEL SOL REPL LT 49
Legal Range	42E
Legal Township	47S
Legal Section	34
Legal Subdivision	COSTA DEL SOL
Legal Lot Number	49
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOCA RATON
Census Block Group	1
Census Block	1000
Census Tract	7616

Owner

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23446 TORRE CIR, BOCA RATON, FL 33433-7028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2023	Warranty Deed, Transfer · Conventional Mortgage DIGITAL FCU
Jun 25, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2023 · Amount on Record
Deed Sale	Feb 3, 2023 · Amount on Record
Prior Sale	Mar 2, 2000 · Amount on Record
Deed Document Number	202338023
Deed Book / Page	34104 / 1007
Prior Transfer Date	Jun 17, 2019
Prior Transfer Doc	0307050901
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Feb 3, 2023
Property Address	23446 TORRE CIR, BOCA RATON, FL 33433-7028
Document Number	0341041007
Book / Page	34104 / 1007
Map Reference	MB 70 PG 27&28
Instrument Date	Jan 31, 2023
Instrument	20230038023
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	HOMEPRO TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,990.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	901 ROCKBORN ST, GAITHERSBURG, MD 20878-2197

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23446 TORRE CIR, BOCA RATON, FL 33433-7028

Mortgage

Document Number	0341041010
Date	Feb 3, 2023
Instrument	34104/1010

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Feb 1, 2030
Min Rate At Change	3%
Max Rate At Change	10%
Index	Other
Margin	3
Max Rate	10%

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jun 25, 2019
Property Address	23446 TORRE CIR, BOCA RATON, FL 33433-7028
Document Number	0307050901
Book / Page	030705 / 000901
Instrument Date	Jun 17, 2019
Instrument	231544
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	901 ROCKBORN ST GAITHERSBURG MD 208782197, GAITHERSBURG, MD 20878-2197

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,222.00 (+3.04%)	$546,100 (+8.69%)	$557,272 (+10.91%) Land $219,873 Building $337,399
2024	$8,950.00 (-2.99%)
2023	$9,226.00 (+104.48%)	$502,437 (+86.95%) Land $166,571 Building $335,866	$502,437 (+13.96%) Land $166,571 Building $335,866
2022	$4,512.00 Homeowner's exemption	$268,750	$440,905 Land $151,408 Building $289,497

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 112 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	112 in force
Nearby Flood Claims	19 (1999–2021)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Apr 2021 · other causes
Claims by Event	Hurricane Wilma, Oct 2005 · 3 claims Hurricane Frances, Sep 2004 · 2 claims Hurricane Irene, Oct 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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