23446 Ridge Rd, Minerva, OH 44657 Property Records

Columbiana County property record for 23446 Ridge Rd, Minerva, OH 44657

Property Summary

Property Type	Mobile Home
Details	3 bd · 1.5 ba · 1,344 sqft · built 1995
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$168,000 (Mar 2023)
Tax Bill	$1,710 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`79-02372.010`

Property Details

APN / Parcel Number

Primary APN	`79-02372.010`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	2,688 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Mobile Home
Exterior Material	Wood
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Pole Building Garage
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Deck Area	60 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	23446 RIDGE RD
City	MINERVA
State	OH
Zip	44657-9465
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	5 16 32 PT SW 1/4 (TR5) 233.75' RIDGE RD 5.00A
Legal Tract	5
Jurisdiction	COLUMBIANA OH
Township / Civil Division	WEST
Census Block Group	4
Census Block	4019
Census Tract	951000

Owner

23446 Ridge Rd, a mobile home, is owned and occupied by an individual who bought it in March 2023.

Source: Columbiana County records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	23446 RIDGE RD, MINERVA, OH 44657-9465
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Sep 29, 2025	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Mar 13, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 16, 2021	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 2, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2023 · Amount on File
Deed Sale	Mar 13, 2023 · Amount on File
Prior Sale	Dec 16, 2021 · Amount on File
Deed Document Number	20232252
Deed Book / Page	2613 / 69
Prior Transfer Date	Feb 22, 2019
Prior Transfer Doc	0000002122
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIANA OH
Recording Date	Jun 5, 2026
Property Address	23446 RIDGE RD, MINERVA, OH 44657-9465
Document Number	0000005377
Book / Page	2818 / 475
Instrument Date	Jun 1, 2026
Instrument	20265377
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET MORTGAGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23446 RIDGE RD, MINERVA, OH 44657-9465

Mortgage

Document Number	0000005377,
Date	Jun 5, 2026
Book Page	2818/475
Instrument	20265377

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIANA OH
Property Address	23446 RIDGE RD, MINERVA, OH 44657-9465
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23446 RIDGE RD, MINERVA, OH 44657-9465

Mortgage

Document Number	002771/752
Date	Sep 29, 2025
Book Page	2771/752
Instrument	2025-00009592

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2050

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLUMBIANA OH
Recording Date	Mar 13, 2023
Property Address	23446 RIDGE RD, MINERVA, OH 44657-9465
Document Number	0002613/69
Book / Page	2613 / 69
Map Reference	VOL 1315 PG 399
Instrument Date	Mar 7, 2023
Instrument	2023-00002252
Transaction Type	Transfer
Record Updated	Mar 28, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23446 RIDGE RD, MINERVA, OH 44657-9465

Mortgage

Document Number	202300002253
Date	Mar 13, 2023
Instrument	2023-00002253

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLUMBIANA OH
Recording Date	Dec 16, 2021
Property Address	23446 RIDGE RD, MINERVA, OH 44657-9465
Document Number	002529/161
Book / Page	2529 / 161
Instrument Date	Dec 1, 2021
Instrument	202100015481
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100015482
Date	Dec 16, 2021
Instrument	202100015482

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLUMBIANA OH
Recording Date	Aug 2, 2021
Property Address	23446 RIDGE RD, MINERVA, OH 44657-9465
Document Number	2496/224
Book / Page	2496 / 224
Instrument Date	Jul 27, 2021
Instrument	202100009412
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 MATTHEW AVE, LADY LAKE, FL 32159-2438

Tax Assessment & Valuation

Source: Columbiana County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Columbiana County
County Subdivision	West Township
Unified School District	Minerva Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,710.00 (+2.89%) Homeowner's exemption	$43,440 (+1%) Land $16,210 Building $27,230	$124,100 (+10.02%) Land $46,300 Building $77,800
2023	$1,662.00 (-0.48%) Homeowner's exemption	$39,490 (-) Land $14,740 Building $24,750
2022	$1,670.00 Homeowner's exemption	$39,490 Land $14,740 Building $24,750	$112,800 Land $42,100 Building $70,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 23446 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23446 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smart Way Communications.

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