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23446 Cherbourg Loop, Land O Lakes, FL 34639 Property Records

Pasco County property record for 23446 Cherbourg Loop, Land O Lakes, FL 34639

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,018 sqft · built 2002
Lot Size0.248 acres (10,799 sqft)
OwnerIndividual Name on Record
Tax Bill$4,383 (2025)
Deeds & MortgagesDec 2020 Transfer
Flood ZoneZone X (minimal risk)
APN17-26-19-0020-00000-5400

Property Details

APN / Parcel Number

Primary APN17-26-19-0020-00000-5400
Alternative APNs
  • 1926170020000005400
  • 0737402

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,018 sqft Living Area
Gross Area2,478 sqft
1st Floor Area1,730 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,799 sqft (0.248 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area460 sqft
DrivewayConcrete Driveway
Driveway Area672 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area328 sqft
Patio Area290 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address23446 CHERBOURG LOOP
CityLAND O LAKES
StateFL
Zip34639-4207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLAKE PADGETT ESTATES EAST UNREC LOT 540 BEG 537.66 FT S & 2277.83 FT EAST OF SW COR OF NW1/4 TH S52DEG24 25W 80.11 FT TH N37DEG35 36W 120 FT TH N52DEG24 25E 99.89 FT TH S28DEG13 45E 121.62 FT TO POB
Legal Range19E
Legal Township26S
Legal Section17
Legal SubdivisionLAKE PADGETT ESTATES
Legal Tract20
Legal Lot Number540
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group2
Census Block2000
Census Tract32009

Owner

Source: Pasco County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address23446 CHERBOURG LOOP, LAND O LAKES, FL 34639-4207
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 23, 2020
Transfer Doc0102472477
Record UpdatedJun 8, 2026

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPASCO FL
Recording DateDec 30, 2020
Property Address23446 CHERBOURG LOOP, LAND O LAKES, FL 34639-4207
Document Number0102472477
Book / Page010247 / 002477
Instrument DateDec 23, 2020
Instrument223200
Transaction TypeTransfer
Record UpdatedJan 18, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 1410 LAND O LAKES FL 346391410, LAND O LAKES, FL 34639-1410

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$297,740 (+2.9%)$413,916 (-1.27%) Land $91,056 Building $322,860
2025$4,383.00 (+2.48%) Homeowner's exemption$289,350 (+5.99%) Land $91,056 Building $198,294$419,258 (+6.37%) Land $91,056 Building $328,202
2024$4,277.00 (+3.86%)
2023$4,118.00 (+11.33%) Additional exemption filed$273,010 (+3%) Land $75,256 Building $197,754$394,157 (+21.15%) Land $75,256 Building $318,901
2022$3,699.00 Homeowner's exemption$265,060 Land $62,756 Building $202,304$325,333 Land $62,756 Building $262,577

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 76 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies76 in force
Nearby Flood Claims39 (1991–2024)
Claims Outside the SFHA6 of 39
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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