2344 Silver Trace Ln, Allen, TX 75013 Property Records

Collin County property record for 2344 Silver Trace Ln, Allen, TX 75013

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,014 sqft · built 2013
Owner	2 Owner Names on Record
Tax Bill	$8,817 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-10045-00R-0020-1`

Property Details

APN / Parcel Number

Primary APN	`R-10045-00R-0020-1`
Alternative APN	`2665688`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,014 sqft Living Area
Gross Area	3,443 sqft
2nd Floor Area	1,080 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	183 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2665688
Street Address	2344 SILVER TRACE LN
City	ALLEN
State	TX
Zip	75013-5522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STARCREEK PHASE FOUR (CAL), BLK R, LOT 2; ( REPLAT ) REPLAT
Legal Subdivision	STARCREEK PHASE FOUR (CAL)
Legal Phase	4
Legal Block	R
Legal Lot Number	2
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	2
Census Block	2011
Census Tract	31418

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	2344 SILVER TRACE LN, ALLEN, TX 75013-5522
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Line of Credit HOMETOWN LENDING
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jan 6, 2021	Deed of Trust, Mortgage FREEDOM MTG
Apr 6, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2013
Deed Sale	Oct 11, 2013
Prior Sale	Jun 7, 2013
Deed Document Number	20131011001415260
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Recording Date	Jul 20, 2026
Property Address	2344 SILVER TRACE LN, ALLEN, TX 75013-5522
Document Number	0000097433
Instrument Date	Jul 15, 2026
Instrument	202697433
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2344 SILVER TRACE LN, ALLEN, TX 75013-5522

Mortgage

Document Number	0000097433,
Date	Jul 20, 2026
Instrument	202697433

Lender

Name	HOMETOWN LENDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2344 SILVER TRACE LN, ALLEN, TX 75013-5522
Transaction Type	Mortgage
Record Updated	Sep 27, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001768620
Date	Aug 31, 2021
Instrument	20210831001768620

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2344 SILVER TRACE LN, ALLEN, TX 75013-5522
Document Number	0000083020
Instrument Date	Jan 6, 2021
Transaction Type	Mortgage
Record Updated	Jan 28, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2344 SILVER TRACE LN ALLEN TX 750135522, ALLEN, TX 75013-5522

Mortgage

Document Number	0000083020
Date	Jan 13, 2021
Instrument	83020

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2344 SILVER TRACE LN, ALLEN, TX 75013-5522
Document Number	0000870320
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	Jul 6, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2344 SILVER TRACE LN ALLEN TX 750135522, ALLEN, TX 75013-5522

Mortgage

Document Number	0000870320
Date	Jun 11, 2020
Instrument	870320

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2050

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Allen City
County	Collin County
Unified School District	Allen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$711,930 (+6.66%) Land $161,500 Building $550,430	$711,930 (+6.66%) Land $161,500 Building $550,430
2024	$8,817.00 (-0.88%)
2023		$667,496 Land $129,200 Building $538,296	$667,496 Land $129,200 Building $538,296
2022	$8,895.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALLEN serves 113,746 people · EPA ID TX0430025
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Sep 2022
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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