Ramsey County property record for 2344 Roth Pl, White Bear Lake, MN 55110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 936 sqft · built 1959 |
| Lot Size | 0.256 acres (11,165 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $193,000 (Sep 2008) |
| Tax Bill | $3,940 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-30-22-23-0063 |
| Primary APN | 25-30-22-23-0063 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Game Room | Game Room |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,165 sqft (0.256 acres) |
| Lot Dimensions | 145 ft deep x 77 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 419064 |
|---|---|
| Street Address | 2344 ROTH PL |
| City | SAINT PAUL |
| State | MN |
| Zip | 55110-4411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEAIRES NO. 4 LOT 3 BLK 14 |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 25 |
| Legal Subdivision | LAKEAIRES NO. 4 |
| Legal Block | 14 |
| Legal Lot Number | 3 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | WHITE BEAR LAKE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 40302 |
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2344 ROTH PL, SAINT PAUL, MN 55110-4411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Sep 26, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Oct 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MTG CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2008 · Amount on Record |
| Deed Sale | Sep 8, 2008 · Amount on Record |
| Deed Document Number | 2008369777 |
| Last Transfer Date | Sep 22, 2023 |
| Transfer Doc | 0005002959 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Sep 26, 2023 |
| Property Address | 2344 ROTH PL, WHITE BEAR LAKE, MN 55110-4411 |
| Document Number | 0A05002959 |
| Instrument Date | Sep 22, 2023 |
| Instrument | A05002959 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2023 |
| Title Company | ANCONA TITLE, ANCONA TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2344 ROTH PL, WHITE BEAR LAKE, MN 55110-4411 |
| Document Number | 0A05002960 |
|---|---|
| Date | Sep 26, 2023 |
| Instrument | A05002960 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 2344 ROTH PL, WHITE BEAR LAKE, MN 55110-4411 |
| Document Number | 0004842469 |
| Instrument Date | Oct 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2020 |
| Title Company | CITIES TITLE SERVICES LLC, CITIES TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2344 ROTH PL WHITE BEAR LAKE MN 551104411, WHITE BEAR LAKE, MN 55110-4411 |
| Document Number | 0004842469 |
|---|---|
| Date | Nov 3, 2020 |
| Instrument | 4842469 |
| Name | SUMMIT MTG CORP |
|---|---|
| Address | PLYMOUTH, MN 55441 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 2, 2050 |
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | White Bear Lake City |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $309,000 (+11.43%) Land $80,500 Building $228,500 | $309,000 (+11.43%) Land $80,500 Building $228,500 | |
| 2025 | $3,940.00 (+3.41%) | ||
| 2023 | $3,810.00 Homeowner's exemption | $277,300 Land $80,500 Building $196,800 | $277,300 Land $80,500 Building $196,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | White Bear Lake serves 25,634 people · EPA ID MN1620024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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