2344 NW 46th Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 2344 NW 46th Ave, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,562 sqft · built 2008
Lot Size	3.91 acres (170,320 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Feb 2019)
Tax Bill	$4,723 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Oct 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1-07-37-35-0A00-00080-0000`

Property Details

APN / Parcel Number

Primary APN	`1-07-37-35-0A00-00080-0000`
Alternative APN	`R10737350A00000800000`

Interior

Full Baths	2 Baths
Building Area	2,562 sqft Living Area
Gross Area	3,959 sqft
1st Floor Area	5,282 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	170,320 sqft (3.91 acres)
Garage Type	Attached
Garage Area	905 sqft
Pool Area	308 sqft
Porch	Finished Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2344 NW 46TH AVE
City	OKEECHOBEE
State	FL
Zip	34972-8815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMMENCE AT THE NORTHWEST CORNER OF THE SOUTHWEST QUARTER OF SECTION 7, TOWNSHIP 37 SOUTH, RANGE 35 EAST; RUN S 8541'36" E ALONG THE NORTH BOUNDARY OF SAID SOUTHWEST QUARTER A DISTANCE OF 690 FEET TO THE EAST BOUNDARY OF A COUNTY ROAD & THE POINT OF
Legal Range	35E
Legal Township	37S
Legal Section	07
Legal Subdivision	THE NORTH BOUNDARY
Legal Tract	62
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1004
Census Tract	910202

Owner

Source: Okeechobee County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2344 NW 46TH AVE, OKEECHOBEE, FL 34972-8815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Oct 2, 2023	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Aug 20, 2021	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Aug 20, 2021	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Feb 25, 2019	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Feb 21, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2019 · Amount on Record
Deed Sale	Feb 25, 2019 · Amount on Record
Prior Sale	Feb 24, 2010 · Amount on Record
Deed Document Number	20191954
Deed Book / Page	820 / 849
Prior Transfer Date	Feb 20, 2018
Prior Transfer Doc	0008021781
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	2344 NW 46TH AVE, OKEECHOBEE, FL 34972-8815
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000020
Date	Jan 3, 2023
Instrument	2023000020

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 5, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	2344 NW 46TH AVE, OKEECHOBEE, FL 34972-8815
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2344 NW 46TH AVE, OKEECHOBEE, FL 34972-8815

Mortgage

Document Number	0000011395
Date	Oct 2, 2023
Instrument	2023011395

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	2344 NW 46TH AVE, OKEECHOBEE, FL 34972-8815
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010798
Date	Aug 20, 2021
Instrument	2021010798

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	2344 NW 46TH AVE, OKEECHOBEE, FL 34972-8815
Transaction Type	Mortgage
Record Updated	Sep 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021010798
Date	Aug 20, 2021
Instrument	2021010798

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Feb 25, 2019
Property Address	2344 NW 46TH AVE, OKEECHOBEE, FL 34972-8815
Document Number	0008200849
Book / Page	000820 / 000849
Instrument Date	Feb 25, 2019
Instrument	1954
Transaction Type	Transfer
Record Updated	Mar 25, 2019
Title Company	OKEE-TANTIE TITLE COMPANY INC, OKEE-TANTIE TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2344 NW 46TH AVE OKEECHOBEE FL 349728815, OKEECHOBEE, FL 34972-8815

Mortgage

Document Number	8200852
Date	Feb 25, 2019
Book Page	000820/000852
Instrument	1955

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2049

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Feb 21, 2018
Property Address	2344 NW 46TH AVE, OKEECHOBEE, FL 34972-8815
Document Number	0008021781
Book / Page	000802 / 001781
Instrument Date	Feb 20, 2018
Instrument	2243
Transaction Type	Transfer
Record Updated	Mar 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2344 NW 46TH AVE OKEECHOBEE FL 349728815, OKEECHOBEE, FL 34972-8815

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,723.00 (+6.06%) Homeowner's exemption	$332,933 (+5.99%)	$472,524 (+12.75%) Land $104,840 Building $367,684
2023	$4,453.00 (+5.02%) Homeowner's exemption	$314,126 (+3%)	$419,084 (+18.47%) Land $42,190 Building $376,894
2022	$4,240.00 Homeowner's exemption	$304,977	$353,733 Land $42,190 Building $311,543

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	16 (1994–2020)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Dec 2020 · other causes
Claims by Event	Tropical Storm Fay, Aug 2008 · 2 claims Hurricane Wilma, Oct 2005 · 4 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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