2344 Middlecoff Dr, Dunedin, FL 34698 Property Records

Pinellas County property record for 2344 Middlecoff Dr, Dunedin, FL 34698

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,013 sqft · built 1968
Lot Size	0.167 acres (7,257 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,200 (Apr 2018)
Tax Bill	$4,785 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-741-9859-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-741-9859-9`
Alternative APNs	`14-28-15-27288-000-2650` `281514272880002650` `152814272880002650` `R147824`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,013 sqft Living Area
Gross Area	2,438 sqft
1st Floor Area	2,013 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,257 sqft (0.167 acres)
Lot Dimensions	100 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	273 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	271 sqft
Deck Area	140 sqft
Patio Area	375 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R147824
Street Address	2344 MIDDLECOFF DR
City	DUNEDIN
State	FL
Zip	34698-2234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWAY ESTATES 5TH ADD LOT 265
Legal Range	15E
Legal Township	28S
Legal Section	14
Legal Subdivision	FAIRWAY ESTATES 5TH ADD
Legal Tract	27288
Legal Lot Number	265
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1004
Census Tract	27106

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Dunedin Isles Golf Club Golf Course listed 2014 · 1 contributing resources · NRIS 14000283

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2344 MIDDLECOFF DR, DUNEDIN, FL 34698-2234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Apr 16, 2018	Warranty Deed, Transfer · Conventional with PMI WFB NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2018 · Amount on Record
Deed Sale	Apr 16, 2018 · Amount on Record
Prior Sale	Jan 26, 2016 · Amount on Record
Deed Document Number	2018116315
Deed Book / Page	20012 / 2401
Prior Transfer Date	Apr 8, 2009
Prior Transfer Doc	0165492591
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2344 MIDDLECOFF DR, DUNEDIN, FL 34698-2234
Document Number	0210741284
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2344 MIDDLECOFF DR DUNEDIN FL 346982234, DUNEDIN, FL 34698-2234

Mortgage

Document Number	0210741284
Date	Jul 10, 2020
Book Page	021074/001284
Instrument	206507

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 16, 2018
Property Address	2344 MIDDLECOFF DR, DUNEDIN, FL 34698-2234
Document Number	0200122401
Book / Page	020012 / 002401
Instrument Date	Apr 11, 2018
Instrument	116315
Transaction Type	Transfer
Record Updated	Jun 4, 2018
Title Company	FORWARD SETTLEMENT SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,031.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2344 MIDDLECOFF DR DUNEDIN FL 346982234, DUNEDIN, FL 34698-2234

Mortgage

Document Number	200122404
Date	Apr 16, 2018
Book Page	020012/002404
Instrument	116316

Lender

Name	WFB NA
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2048

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,785.00 (+33.51%) Homeowner's exemption	$313,424 (+28.82%)	$550,961 (+32.79%) Land $226,467 Building $324,494
2024	$3,584.00 (+1.36%)
2023	$3,536.00 (+2.97%) Homeowner's exemption	$243,305 (+3%)	$414,926 (+14.83%) Land $198,741 Building $216,185
2022	$3,434.00 Homeowner's exemption	$236,218	$361,349 Land $201,102 Building $160,247

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 151 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	151 in force
Nearby Flood Claims	57 (1979–2024)
Claims Outside the SFHA	6 of 57
Most Recent Claim	Oct 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Oct 2024 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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