2344 Chemin Ave, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2344 Chemin Ave, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,279 sqft · built 2018
Lot Size0.201 acres (8,764 sqft)
Owner2 Individual Names on Record
Last Sale$480,400 (Nov 2019)
Tax Bill$6,326 (2025)
Deeds & MortgagesNov 2019 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNT170600133

Property Details

APN / Parcel Number

Primary APNT170600133
Alternative APN
  • 6-006A-C386-00-0154.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,279 sqft Living Area
Gross Area5,871 sqft
1st Floor Area2,027 sqft
Basement Area1,952 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Lot Area8,764 sqft (0.201 acres)
Garage TypeAttached
Garage Area640 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT170600133
Street Address2344 CHEMIN AVE
CitySAINT CHARLES
StateMO
Zip63301-5021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVLGS OF PROVENCE #2 LOT 154
Legal SubdivisionVLGS OF PROVENCE #2
Legal Lot Number154
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group2
Census Block2002
Census Tract310302

Owner

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2344 CHEMIN AVE, SAINT CHARLES, MO 63301-5021
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
FLAT BRANCH HOME LOANS INC
Oct 24, 2018Warranty Deed, Subdivision Related Transfer
CENTRAL BK/ST LOUIS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 4, 2019 · Amount on Record
Deed SaleNov 4, 2019 · Amount on Record
Prior SaleOct 24, 2018 · Amount on Record
Deed Document Number2019628110
Deed Book / Page7175 / 2082
Prior Transfer DateOct 22, 2019
Prior Transfer Doc0071752082
Record UpdatedJun 8, 2026

November 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateNov 4, 2019
Property Address2344 CHEMIN AVE, SAINT CHARLES, MO 63301-5021
Document Number0071752082
Book / Page7175 / 2082
Map ReferenceMB 48 PG 397
Instrument DateOct 22, 2019
Instrument20191104000628110
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2344 CHEMIN AVE, SAINT CHARLES, MO 63301-5021

Mortgage

Document Number20191104000628120
DateNov 4, 2019
Instrument20191104000628120
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2049

October 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateOct 24, 2018
Property Address2344 CHEMIN AVE, SAINT CHARLES, MO 63301-5021
Document Number0069941765
Book / Page006994 / 001765
Instrument DateOct 24, 2018
Instrument608700
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 16, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2344 CHEMIN AVE ST CHARLES MO 633015021, ST CHARLES, MO 63301-5021

Mortgage

Document Number69941767
DateOct 24, 2018
Book Page006994/001767
Instrument608710
Lender
NameCENTRAL BK/ST LOUIS
AddressSAINT LOUIS, MO 63105-1809
Agreement
AmountAmount Recorded
Term360 Months
DueOct 23, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,326.00 (+1.64%)$101,390 (+4.07%)$533,631 (+4.07%) Land $90,000 Building $443,631
2024$6,224.00
2023$97,426
2022$512,769 Land $65,000 Building $447,769

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims7 (2002–2022)
Claims Outside the SFHA1 of 7
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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