23432 Madison Heights Ter, Ashburn, VA 20148 Property Records

Loudoun County property record for 23432 Madison Heights Ter, Ashburn, VA 20148

Property Summary

Property Type	Townhouse
Details	4 bd · 3.5 ba · 2,164 sqft · built 2017
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on File
Last Sale	$474,495 (Mar 2017)
Tax Bill	$5,678 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`160-20-7832-000`

Property Details

APN / Parcel Number

Primary APN	`160-20-7832-000`
Alternative APN	`92 C41 4075`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	3 Stories
Building Area	2,164 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Townhouse
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,742 sqft (0.04 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	23432 MADISON HEIGHTS TER
City	ASHBURN
State	VA
Zip	20148-7555
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PDH4
Legal Description	LOUDOUN VALLEY ESTATES 2 LB4 SEC.14 PH.B LOT 4075 201702170010425ESMT 201409080050093/4P
Legal Subdivision	LOUDOUN VALLEY ESTATE
Legal Phase	B
Legal Block	2
Legal Lot Number	4075
Jurisdiction	LOUDOUN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	2
Census Block	2035
Census Tract	611902

Owner

23432 Madison Heights Ter, a townhouse, is owned and occupied by two individuals who bought it in March 2017.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23432 MADISON HEIGHTS TER, ASHBURN, VA 20148-7555
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage BRIDGEVIEW MTG
Mar 22, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage HSBC BK USA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2017 · Amount on File
Deed Sale	Mar 22, 2017 · Amount on File
Deed Document Number	201717115
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	23432 MADISON HEIGHTS TER, ASHBURN, VA 20148-7555
Document Number	20201228127581
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23432 MADISON HEIGHTS TER ASHBURN VA 201487555, ASHBURN, VA 20148-7555

Mortgage

Document Number	20201228127581
Date	Dec 28, 2020
Instrument	127581

Lender

Name	BRIDGEVIEW MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2050

Interest

Rate Type	Fixed Rate

March 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LOUDOUN VA
Recording Date	Mar 22, 2017
Property Address	23432 MADISON HEIGHTS TER, ASHBURN, VA 20148-7555
Document Number	20170322017115
Instrument Date	Mar 22, 2017
Instrument	17115
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 28, 2017
Title Company	WESTMINSTER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$474.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23432 MADISON HEIGHTS TER ASHBURN VA 20148, ASHBURN, VA 20148

Mortgage

Document Number	20170322017116
Date	Mar 22, 2017
Instrument	17116

Lender

Name	HSBC BK USA NA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.98%

Tax Assessment & Valuation

The 2026 property tax bill for 23432 Madison Heights Ter was $5,678.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,678.00	$705,410 Land $220,000 Building $485,410	$705,410 Land $220,000 Building $485,410
2023	$5,365.00	$613,190 Land $185,000 Building $428,190	$613,190 Land $185,000 Building $428,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23432 Madison Heights Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23432 Madison Heights Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300

May also be available: Xfinity.

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