Jefferson County property record for 2343 Ridgemont Dr, Birmingham, AL 35244
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,454 sqft · built 2005 |
| Lot Size | 0.89 acres (3,874 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $169,900 (Dec 2016) |
| Tax Bill | $1,328 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-00-18-4-000-007.013 |
| Primary APN | 40-00-18-4-000-007.013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,454 sqft Living Area |
| Gross Area | 2,438 sqft |
| 1st Floor Area | 984 sqft |
| Upper Floors Area | 470 sqft |
| Basement Area | 984 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 3,874 sqft (0.89 acres) |
| Lot Dimensions | 104 ft deep x 37 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 12 sqft |
| Deck Area | Deck Area |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 430829 |
|---|---|
| Street Address | 2343 RIDGEMONT DR |
| City | BIRMINGHAM |
| State | AL |
| Zip | 35244-1206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-T |
| Legal Description | LOT 164 OF AS BUILT RECORD MAP OF SAVANNAH RIDGE SECT 1 PH 3 PB 219216 PG 37 |
| Legal Range | 02W |
| Legal Township | 19S |
| Legal Section | 18 |
| Legal Subdivision | SAVANNAH SEC1 PH3 40-18-4 |
| Legal Lot Number | 164 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 12913 |
Source: Jefferson County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2343 RIDGEMONT DR, BIRMINGHAM, AL 35244-1206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2026 | Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING |
| Nov 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT COM |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2016 · Amount on Record |
| Deed Sale | Dec 21, 2016 · Amount on Record |
| Prior Sale | Jul 29, 2016 · Amount on Record |
| Deed Document Number | 2016132338 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 2343 RIDGEMONT DR, BIRMINGHAM, AL 35244-1206 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2343 RIDGEMONT DR, BIRMINGHAM, AL 35244-1206 |
| Document Number | 0000026403 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 2026026403 |
| Name | WEST CAPITAL LENDING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 2343 RIDGEMONT DR, BIRMINGHAM, AL 35244-1206 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2343 RIDGEMONT DR, BIRMINGHAM, AL 35244-1206 |
| Document Number | 0000131861 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 2021131861 |
| Name | LOAN DEPOT COM |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 228 Months |
| Due | Jan 1, 2040 |
Source: Jefferson County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,328.00 (+7.18%) Homeowner's exemption | $27,580 (+10.59%) | $278,200 (+11.55%) Land $70,000 Building $208,200 |
| 2024 | $1,239.00 (+22.67%) | ||
| 2023 | $24,940 Land $7,000 Building $17,940 | $249,400 Land $70,000 Building $179,400 | |
| 2022 | $1,010.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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