Oakland County property record for 2343 Phillips Ave, Berkley, MI 48072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,096 sqft · built 1948 |
| Lot Size | 0.149 acres (6,490 sqft) |
| Owner | Individual Name on File |
| Last Sale | $157,500 (Apr 2014) |
| Tax Bill | $3,763 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-25-18-326-032 |
| Primary APN | 04-25-18-326-032 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,096 sqft Living Area |
| 1st Floor Area | 890 sqft |
| Basement Area | 890 sqft |
| Finished Basement | 890 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Bungalow |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,490 sqft (0.149 acres) |
| Lot Dimensions | 130 ft deep x 50 ft wide |
| Garage Area | 340 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 2343 PHILLIPS AVE |
|---|---|
| City | BERKLEY |
| State | MI |
| Zip | 48072-1028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 18 GLEN FORD PARK NO. 1 LOT 488 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 18 |
| Legal Subdivision | FORD PARK |
| Legal Lot Number | 488 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BERKLEY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 170300 |
2343 Phillips Ave is owned and occupied by an individual who bought it in April 2014.
Source: Oakland County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2343 PHILLIPS AVE, BERKLEY, MI 48072-1028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 4, 2025 | Deed of Trust, Mortgage · Line of Credit VIBE CU |
| Oct 4, 2021 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 28, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2014 · Amount on File |
| Deed Sale | Apr 7, 2014 · Amount on File |
| Prior Sale | Mar 11, 2003 · Amount on File |
| Deed Document Number | 201459589 |
| Deed Book / Page | 46925 / 213 |
| Prior Transfer Date | May 11, 2012 |
| Prior Transfer Doc | 0000114447 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2343 PHILLIPS AVE, BERKLEY, MI 48072-1028 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2343 PHILLIPS AVE, BERKLEY, MI 48072-1028 |
| Document Number | 20250151129 |
|---|---|
| Date | Dec 4, 2025 |
| Book Page | 60749/244 |
| Instrument | 20250151129 |
| Name | VIBE CU |
|---|---|
| Type | Credit Union |
| Address | NOVI, MI 48377 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 3, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2343 PHILLIPS AVE, BERKLEY, MI 48072-1028 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 2343 PHILLIPS AVE, BERKLEY, MI 48072-1028 |
| Document Number | 0000235636 |
|---|---|
| Date | Oct 4, 2021 |
| Book Page | 56943/724 |
| Instrument | 235636 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2343 PHILLIPS AVE, BERKLEY, MI 48072-1028 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 2343 PHILLIPS AVE, BERKLEY, MI 48072-1028 |
| Document Number | 0000071663 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 55911/552 |
| Instrument | 71663 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2343 PHILLIPS AVE, BERKLEY, MI 48072-1028 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000027755 |
|---|---|
| Date | Feb 28, 2019 |
| Book Page | 52609/00823 |
| Instrument | 027755 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 26, 2029 |
The 2025 property tax bill for 2343 Phillips Ave was $3,763 with a homeowner's exemption, down 2.9% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Berkley City |
| County | Oakland County |
| Unified School District | Berkley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,763.00 (-2.89%) Homeowner's exemption | $141,270 | $282,540 |
| 2024 | $3,875.00 | ||
| 2023 | $121,740 | $243,480 | |
| 2021 | $3,384.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2343 Phillips Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2014 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2343 Phillips Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERKLEY serves 14,970 people · EPA ID MI0000630 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Nov 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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