Osceola County property record for 2343 Lily Bloom Rd, Saint Cloud, FL 34771
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $507,700 (Aug 2025) |
| Tax Bill | $2,821 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Aug 2025 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 11-25-31-5724-0001-7920 |
| Primary APN | 11-25-31-5724-0001-7920 |
|---|---|
| Alternative APN |
|
| Lot Area | 6,098 sqft (0.14 acres) |
|---|
| Street Address | 2343 LILY BLOOM RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9453 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | DEL WEBB SUNBRIDGE PH 2C PB 34 PGS 147-159 LOT 792 |
| Legal Subdivision | DEL WEBB SUNBRIDGE PHASE 2C |
| Legal Lot Number | 792 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 43700 |
2343 Lily Bloom Rd, vacant land, is owned and occupied by an individual who bought it in August 2025.
Source: Osceola County records, as of May 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2343 LILY BLOOM RD, SAINT CLOUD, FL 34771-9453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Aug 20, 2025 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage PULTE MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2025 · Amount on File |
| Deed Sale | Aug 20, 2025 · Amount on File |
| Deed Document Number | 2025104323 |
| Deed Book / Page | 6838 / 871 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 15, 2026 |
| Property Address | 2343 LILY BLOOM RD, SAINT CLOUD, FL 34771-9453 |
| Document Number | 0000064520 |
| Book / Page | 6972 / 1135 |
| Instrument Date | May 8, 2026 |
| Instrument | 202664520 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FREEDOM MORTGAGE CORPORATION |
| Name | Verified Name |
|---|---|
| Address | 2343 LILY BLOOM RD, SAINT CLOUD, FL 34771-9453 |
| Document Number | 0000064520, |
|---|---|
| Date | May 15, 2026 |
| Book Page | 6972/1135 |
| Instrument | 202664520 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 20, 2025 |
| Property Address | 2343 LILY BLOOM RD, SAINT CLOUD, FL 34771-9453 |
| Document Number | 0068380871 |
| Book / Page | 6838 / 871 |
| Map Reference | MB 34 PG 147-159 |
| Instrument Date | Aug 18, 2025 |
| Instrument | 2025104323 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 30, 2025 |
| Title Company | PGP TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,553.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4901 VINELAND RD STE 500, 500, ORLANDO, FL 32811-7383 |
| Name | Verified Name |
|---|---|
| Address | 2343 LILY BLOOM RD, SAINT CLOUD, FL 34771-9453 |
| Document Number | 0006838873 |
|---|---|
| Date | Aug 20, 2025 |
| Instrument | 6838/873 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
The 2025 property tax bill for 2343 Lily Bloom Rd was $2,821.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,821.00 | $77,000 Land $77,000 | $77,000 Land $77,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2343 Lily Bloom Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 69.3 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 330 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2343 Lily Bloom Rd is extreme, ranking above 96% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 96% of the US · above 91% of Florida |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
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