2343 Clemente Ln, Tracy, CA 95377 Property Records

San Joaquin County property record for 2343 Clemente Ln, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,277 sqft · built 2001
Lot Size0.103 acres (4,500 sqft)
Owner2 Owner Names on File
Last Sale$296,000 (Feb 2002)
Tax Bill$7,125 (2025)
Deeds & MortgagesSep 2020 Mortgage
Oct 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN240-350-520-000

Property Details

APN / Parcel Number

Primary APN240-350-520-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,277 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Architectural StyleOther
Construction TypeWood
Lot Area4,500 sqft (0.103 acres)
Garage TypeMixed
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2343 CLEMENTE LN
CityTRACY
StateCA
Zip95377-1101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description01-FM PT 240-050-20 PER SAN MARCO UNIT NO. 13
Legal SubdivisionSAN MARCO UNIT #13
Legal Lot Number52
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1017
Census Tract5212

Owner

Source: San Joaquin County records · APN 240-350-520-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address2343 CLEMENTE LN, TRACY, CA 95377-1101
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Sep 09, 2020Deed of Trust, Mortgage · Conventional Mortgage
OWNING CORPORATION
Oct 01, 2019Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Feb 16, 2017Deed of Trust, Mortgage · Conventional with PMI
PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 28, 2002 · Amount on Record
Deed SaleFeb 28, 2002 · Amount on Record
Prior SaleMar 28, 2003
Deed Document Number0000034211
Last Transfer DateJul 31, 2006
Transfer Doc0000162913
Record UpdatedJun 07, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2343 CLEMENTE LN, TRACY, CA 95377-1101
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWFG NATIONAL TITLE CO IRVINE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2343 CLEMENTE LN, TRACY, CA 95377-1101

Mortgage

Document Number0000116632
DateSep 09, 2020
Instrument2020-116632
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2343 CLEMENTE LN, TRACY, CA 95377-1101
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000110922
DateOct 01, 2019
Instrument2019-110922
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2049

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2343 CLEMENTE LN, TRACY, CA 95377-1101
Document Number0000022482
Instrument DateFeb 16, 2017
Transaction TypeMortgage
Record UpdatedMar 08, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2343 CLEMENTE LN TRACY CA 953771101, TRACY, CA 95377-1101

Mortgage

Document Number0000022482
DateFeb 24, 2017
Instrument22482
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
Address667 BREA CANYON RD # 24, WALNUT, CA 91789-3011
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 23, 2047

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,125.00 (+9.28%) Homeowner's exemption$499,644 (+4.04%) Land $149,168 Building $350,476
2023$6,520.00 (-2.07%) Homeowner's exemption$480,244 Land $143,377 Building $336,867
2022$6,658.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Zinnia Networks
Fixed Wireless
400 / 80
UnWired Broadband Holding
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 628 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF TRACY
serves 98,215 people
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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