Santa Cruz County property record for 23428 Summit Rd, Los Gatos, CA 95033
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,308 sqft · built 1979 |
| Lot Size | 1.33 acres (58,283 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $10,895 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 096-281-19 |
| Primary APN | 096-281-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 3,308 sqft Living Area |
| Gross Area | 3,825 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 58,283 sqft |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 517 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 23428 SUMMIT RD |
|---|---|
| City | LOS GATOS |
| State | CA |
| Zip | 95033-9203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-1AC |
| Legal Subdivision | SOQUEL AUGMENTATION RHO |
| Legal Lot Number | 8 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SUMMIT ROAD |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 121000 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 23428 SUMMIT RD, LOS GATOS, CA 95033-9203 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Elementary School District | Loma Prieta Joint Union Elementary School District (KG - 08) |
| Secondary School District | Los Gatos-Saratoga Joint Union School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $893,346 (+2%) Land $262,990 Building $630,356 | ||
| 2025 | $10,895.00 (+5%) Homeowner's exemption | $875,830 (+4.04%) Land $257,834 Building $617,996 | |
| 2023 | $10,376.00 (+5.34%) Homeowner's exemption | $841,820 Land $247,822 Building $593,998 | $2,268,000 |
| 2022 | $9,850.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1982–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 65% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Surfnet Communications Fiber · Fixed Wireless | 2,500 / 2,500 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Cruzio, Etheric Networks.
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