23428 Hat Pin Ct, Estero (Bonita Springs), FL 34134 Property Records

Lee County property record for 23428 Hat Pin Ct, Estero, FL 34134

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,073 sqft · built 2002
Lot Size	0.327 acres (14,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Jan 2015)
Tax Bill	$4,730 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-47-25-E2-05000.0450`

Property Details

APN / Parcel Number

Primary APN	`08-47-25-E2-05000.0450`
Alternative APNs	`250847E2050000450` `08472505000000450` `10449576`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	4,073 sqft Living Area
Gross Area	4,878 sqft
1st Floor Area	2,661 sqft
Upper Floors Area	428 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Concrete Block/Stucco
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	14,240 sqft (0.327 acres)
Garage Type	Attached
Garage Area	602 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Florida Room
Porch Area	203 sqft
Patio Area	672 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10449576
Street Address	23428 HAT PIN CT
City	ESTERO
State	FL
Zip	34134-9125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	MEADOWBROOK OF BONITA SPRINGS REPLT TR C DESC PB 63 PG 59 LOT 45
Legal Range	25E
Legal Township	47S
Legal Section	08
Legal Subdivision	BONITA SPRINGS
Legal Tract	C
Legal Block	2
Legal Lot Number	45
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	2
Census Block	2004
Census Tract	50319

Owner

Source: Lee County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23428 HAT PIN CT, ESTERO, FL 34134-9125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage SANIBEL CAPTIVA COMMUNITY BANK
Oct 6, 2023	Warranty Deed, Transfer · Conventional Mortgage SANIBEL CAPTIVA COMMUNITY BANK
Jan 18, 2023	Intrafamily Transfer, Transfer ACCOMMODATION
Sep 5, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2015 · Amount on Record
Deed Sale	Jan 23, 2015 · Amount on Record
Prior Sale	Jul 2, 2014 · Amount on Record
Deed Document Number	201514681
Prior Transfer Date	Sep 17, 2013
Prior Transfer Doc	0000214600
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Recording Date	Oct 6, 2026
Property Address	23428 HAT PIN CT, ESTERO, FL 34134-9125
Document Number	0000258802
Instrument Date	Sep 25, 2026
Instrument	2026258802
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23428 HAT PIN CT, ESTERO, FL 34134-9125

Mortgage

Document Number	0000258802,
Date	Oct 6, 2026
Instrument	2026258802

Lender

Name	SANIBEL CAPTIVA COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Oct 6, 2023
Property Address	23428 HAT PIN CT, ESTERO, FL 34134-9125
Document Number	0000327117
Map Reference	MB 63 PG 59-64
Instrument Date	Sep 24, 2023
Instrument	2023000327117
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	PREMIER REPUTATION TITLE AGCY LLC, PREMIER REPUTATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,145.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2507 DICK ST, NILES, MI 49120-9362

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9760 ALHAMBRA LN, BONITA SPRINGS, FL 34135-2811

Mortgage

Document Number	0000327118
Date	Oct 6, 2023
Instrument	2023000327118

Lender

Name	SANIBEL CAPTIVA COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	11%
Index	Other
Margin	1
Max Rate	14%

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEE FL
Recording Date	Jan 18, 2023
Property Address	23428 HAT PIN CT, ESTERO, FL 34134-9125
Document Number	0000021572
Map Reference	MB 63 PG 59-64
Instrument Date	Jan 13, 2023
Instrument	2023000021572
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23428 HAT PIN CT, ESTERO, FL 34134-9125

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	23428 HAT PIN CT, ESTERO, FL 34134-9125

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	23428 HAT PIN CT, ESTERO, FL 34134-9125
Document Number	0000209735
Instrument Date	Sep 5, 2017
Transaction Type	Mortgage
Record Updated	Nov 10, 2017
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23428 HAT PIN CT ESTERO FL 341349125, ESTERO, FL 34134-9125

Mortgage

Document Number	0000209735
Date	Oct 9, 2017
Instrument	209735

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 8, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$385,504 (+2.7%)	$592,796 (+7.75%) Land $104,814 Building $487,982
2025	$4,730.00 (+42.26%) Homeowner's exemption	$375,369 (+36.42%)	$550,162 (-8.05%) Land $127,020 Building $423,142
2023	$3,325.00 (-2.72%) Homeowner's exemption Widower's exemption	$275,158 (+3%)	$598,345 (+12.69%) Land $133,747 Building $464,598
2022	$3,418.00 Homeowner's exemption Widower's exemption	$267,144	$530,979 Land $90,728 Building $440,251

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONITA SPRINGS UTILITIES serves 76,033 people · EPA ID FL5360025
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Summit Broadband, Verizon.

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