23427 Whispering Wind, Katy, TX 77494 Property Records

Fort Bend County property record for 23427 Whispering Wind, Katy, TX 77494

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,576 sqft · built 2005
Lot Size0.189 acres (8,242 sqft)
OwnerIndividual Name on Record
Tax Bill$10,102 (2025)
Deeds & MortgagesJun 2020 Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNR291857

Property Details

APN / Parcel Number

Primary APNR291857
Alternative APN
  • 6780-02-001-0150-914

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,576 sqft Living Area
1st Floor Area1,702 sqft
2nd Floor Area1,874 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area8,242 sqft (0.189 acres)
Garage TypeMixed
Garage Area580 sqft
CarportCarport
Carport Area40 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area548 sqft
PorchOpen Porch
Porch Area286 sqft
Patio Area287 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR291857
Street Address23427 WHISPERING WIND
CityKATY
StateTX
Zip77494-0261
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEVEN MEADOWS SEC 2, BLOCK 1, LOT 15
Legal SubdivisionSEVEN MEADOWS SEC 2
Legal Block1
Legal Lot Number15
JurisdictionFORT BEND TX
Township / Civil DivisionFULSHEAR-SIMONTON
Census Block Group3
Census Block3011
Census Tract673104

Owner

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address23427 WHISPERING WIND, KATY, TX 77494-0261
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP
Sep 5, 2017Vendor's Lien, Transfer · ARM
GIBRALTAR MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 5, 2017
Deed SaleSep 5, 2017
Prior SaleJun 16, 2011
Deed Document Number2017097025
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Property Address23427 WHISPERING WIND, KATY, TX 77494-0261
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000078850
DateJun 30, 2020
Instrument2020078850
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressDALLAS, TX 75204
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

September 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionFORT BEND TX
Recording DateSep 5, 2017
Property Address23427 WHISPERING WIND, KATY, TX 77494-0261
Document Number0000097025
Map ReferenceSL2456/B
Instrument DateAug 30, 2017
Instrument2017097025
Transaction TypeTransfer
Record UpdatedJan 27, 2022
Title CompanyTEXAS AMERICAN TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address23427 WHISPERING WIND, KATY, TX 77494-0261

Mortgage

Document Number0000097026
DateSep 5, 2017
Instrument2017097026
Lender
NameGIBRALTAR MORTGAGE SERVICES LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueSep 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.37%
Type Change DateSep 1, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.37%
Index1-Year LIBOR
Max Rate8.37%

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
CountyFort Bend County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,102.00 (-25.78%) Homeowner's exemption$617,636 (-0.73%) Land $78,000 Building $539,636$617,636 (-0.73%) Land $78,000 Building $539,636
2024$13,611.00 (+108.25%) Homeowner's exemption$622,157 (+27.27%) Land $78,000 Building $544,157$622,157 (-2.18%) Land $78,000 Building $544,157
2023$6,536.00 (-2.72%) Homeowner's exemption$488,840 Land $60,000 Building $576,017$636,017 Land $60,000 Building $576,017
2018$6,719.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 107 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies107 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2021 · Severe Winter Storms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFORT BEND COUNTY MUD 34
serves 5,367 people · EPA ID TX0790200
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ezee Fiber
Fiber
8,000 / 8,000
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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