Contra Costa County property record for 2342 Panoramic Dr, Concord, CA 94520
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,396 sqft · built 1963 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $790,000 (Oct 2023) |
| Tax Bill | $9,904 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-351-013-5 |
| Primary APN | 110-351-013-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,396 sqft Living Area |
| 1st Floor Area | 1,396 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 6,500 sqft (0.149 acres) |
| Garage Type | Attached |
| Garage Area | 414 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2342 PANORAMIC DR |
|---|---|
| City | CONCORD |
| State | CA |
| Zip | 94520-1319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | TRACT 2987 LOT 97 EX MR |
| Legal Subdivision | MOUNTAIN VIEW HOMES SUB 2987 U |
| Legal Tract | 2987 |
| Legal Lot Number | 97 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 329000 |
Source: Contra Costa County records · APN 110-351-013-5
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2342 PANORAMIC DR, CONCORD, CA 94520-1319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Oct 18, 2023 | Grant Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| May 25, 2022 | Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 18, 2023 · Amount on Record |
| Deed Sale | Oct 18, 2023 · Amount on Record |
| Prior Sale | May 25, 2022 · Amount on Record |
| Deed Document Number | 2023102744 |
| Prior Transfer Date | Nov 14, 2015 |
| Prior Transfer Doc | 0000265611 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Oct 18, 2023 |
| Property Address | 2342 PANORAMIC DR, CONCORD, CA 94520-1319 |
| Document Number | 0000102744 |
| Map Reference | MB 91 PG 32 |
| Instrument Date | Oct 13, 2023 |
| Instrument | 2023-102744 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2023 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2342 PANORAMIC DR, CONCORD, CA 94520-1319 |
| Investor | Possibly a Property Investor |
| Document Number | 0000102745 |
|---|---|
| Date | Oct 18, 2023 |
| Instrument | 2023-102745 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | May 25, 2022 |
| Property Address | 2342 PANORAMIC DR, CONCORD, CA 94520-1319 |
| Document Number | 0000088906 |
| Map Reference | MB 91 PG 32 |
| Instrument Date | May 23, 2022 |
| Instrument | 2022-088906 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2342 PANORAMIC DR, CONCORD, CA 94520-1319 |
| Document Number | 0000088907 |
|---|---|
| Date | May 25, 2022 |
| Instrument | 2022-088907 |
| Name | CHANGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Jun 01, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 6.5% |
| Max Rate At Change | 8.5% |
| Index | Other |
| Max Rate | 11.5% |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Concord City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $821,916 (+2%) Land $520,200 Building $301,716 | |
| 2025 | $9,904.00 (+17.35%) | $805,800 (+18.5%) Land $510,000 Building $295,800 |
| 2023 | $8,440.00 (+420.67%) | $680,000 Land $490,000 Building $190,000 |
| 2022 | $1,621.00 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 423 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CONTRA COSTA WATER DISTRICT serves 210,500 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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