2342 E State Rd 218, Berne, IN 46711 Property Records

Adams County property record for 2342 E State Rd 218, Berne, IN 46711

Property Summary

Property Type	Rural Home
Details	4 bd · 2,069 sqft · built 1975
Lot Size	6.36 acres (277,477 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,146 (2024)
Deeds & Mortgages	Sep 2019 Refinance Sep 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-11-01-100-009.000-017`

Property Details

APN / Parcel Number

Primary APN	`01-11-01-100-009.000-017`
Alternative APNs	`01-11-01-101-003.002-017` `01523000002050` `00000000861`

Interior

Bedrooms	4 Beds
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,069 sqft Living Area
Basement Area	2,069 sqft

Exterior

Year Built	Built 1975
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	277,477 sqft (6.36 acres)
Shed	1 Shed
Shed Area	840 sqft
Poultry House	112 sqft

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	00000000861
Street Address	2342 E STATE ROAD 218
City	BERNE
State	IN
Zip	46711-9119
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LUCAS J SCHWARTZ SUBD LOT 2 SEC 1 (6.37A)
Legal Lot Number	2
Jurisdiction	ADAMS IN
Township / Civil Division	WABASH
Census Block Group	5
Census Block	5018
Census Tract	30700

Owner

2342 E State Rd 218, a rural home, is owned and occupied by two individuals who acquired it in December 2022.

Source: Adams County records, as of January 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2342 E STATE ROAD 218, BERNE, IN 46711-9119
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST BANK OF BERNE
Sep 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST BANK OF BERNE
Nov 10, 2022	Warranty Deed, Transfer · Stand-Alone Refinance FIRST BANK OF BERNE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2022
Deed Sale	Dec 8, 2022
Prior Transfer Date	Nov 10, 2022
Prior Transfer Doc	2022004907
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	2342 E STATE ROAD 218, BERNE, IN 46711-9119
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019003511
Date	Sep 16, 2019
Instrument	2019003511

Lender

Name	FIRST BANK OF BERNE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2039

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	2342 E STATE ROAD 218, BERNE, IN 46711-9119
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021004774
Date	Sep 20, 2021
Instrument	2021004774

Lender

Name	FIRST BANK OF BERNE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2031

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Nov 10, 2022
Property Address	2342 E STATE ROAD 218, BERNE, IN 46711-9119
Document Number	2022004907
Instrument Date	Nov 9, 2022
Instrument	2022004907
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2342 E STATE ROAD 218, BERNE, IN 46711-9119

Mortgage

Document Number	2022004908
Date	Nov 10, 2022
Instrument	2022004908

Lender

Name	FIRST BANK OF BERNE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2042

Tax Assessment & Valuation

Source: Adams County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Wabash Township
Unified School District	South Adams Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$265,900 (+7.91%) Land $20,200 Building $245,700	$265,900 (+7.91%) Land $20,200 Building $245,700
2024	$2,146.00 (-10.13%) Homeowner's exemption	$246,400 (+5.07%) Land $20,900 Building $225,500	$246,400 (+5.07%) Land $20,900 Building $225,500
2023	$2,388.00 (+8.15%)	$234,500 (-0.04%) Land $19,200 Building $215,300	$234,500 (-0.04%) Land $19,200 Building $215,300
2022	$2,208.00	$234,600 Land $21,300 Building $213,300	$234,600 Land $21,300 Building $213,300
2020	$1,971.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2342 E State Rd 218 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2003–2011)
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2342 E State Rd 218 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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