DeSoto County property record for 2342 Della St, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,644 sqft · built 2016 |
| Lot Size | 0.388 acres (16,893 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $170,000 (May 2017) |
| Tax Bill | $3,187 (2025) |
| Deeds & Mortgages | Jan 2017 Construction Loan May 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-4-17-18-0-00048-00 |
| Primary APN | 3-07-4-17-18-0-00048-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,644 sqft Adjusted Area |
| 1st Floor Area | 1,901 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Material | Shingle |
| Lot Area | 16,893 sqft (0.388 acres) |
| Lot Dimensions | 205 ft deep x 80 ft wide |
| Pool Area | 648 sqft |
| Patio Area | 408 sqft |
| Utility Building | 122 sqft |
| Street Address | 2342 DELLA ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-6940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | HERITAGE OAKS PHASE II LOT 48 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 17 |
| Legal Subdivision | HERITAGE OAKS PH II |
| Legal Phase | 2 |
| Legal Lot Number | 48 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 71001 |
Source: DeSoto County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2342 DELLA ST, HERNANDO, MS 38632-6940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Jan 4, 2017 | Deed of Trust, Mortgage · Construction Mortgage BANKPLUS |
| May 26, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI |
| May 26, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2017 · Amount on Record |
| Deed Sale | May 26, 2017 · Amount on Record |
| Deed Document Number | 201710128510 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 2342 DELLA ST, HERNANDO, MS 38632-6940 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004285/680 |
|---|---|
| Date | Jan 4, 2017 |
| Book Page | 4285/680 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Dec 28, 2017 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | May 26, 2017 |
| Property Address | 2342 DELLA ST, HERNANDO, MS 38632-6940 |
| Document Number | 20170526010128510 |
| Instrument Date | May 22, 2017 |
| Instrument | 20170526010128510 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2342 DELLA ST, HERNANDO, MS 38632-6940 |
| Document Number | 20170526010128520 |
|---|---|
| Date | May 26, 2017 |
| Instrument | 20170526010128520 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | FLOWOOD, MS 39232 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | May 26, 2017 |
| Property Address | 2342 DELLA ST, HERNANDO, MS 38632-6940 |
| Document Number | 20170526010128500 |
| Map Reference | PL 92 PG 3 |
| Instrument Date | May 22, 2017 |
| Instrument | 20170526010128500 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1990 GREEN PORT DR, HERNANDO, MS 38632-7274 |
| Investor | Possibly a Property Investor |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,187.00 (+39.29%) | $29,934 (+60.47%) Land $3,000 Building $26,934 | $299,337 (+60.47%) Land $30,000 Building $269,337 |
| 2023 | $2,288.00 | $18,654 | $186,535 Land $30,000 Building $156,535 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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