2342 Consaul Rd, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 2342 Consaul Rd, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,170 sqft · built 1960
Lot Size0.174 acres (7,600 sqft)
OwnerIndividual Name on File
Tax Bill$7,068 (2026)
Deeds & MortgagesAug 2021 Sale & Mortgage
Aug 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN421500 50.77-3-8

Property Details

APN / Parcel Number

Primary APN421500 50.77-3-8
Alternative APN
  • 150005007700030080000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,170 sqft Living Area
1st Floor Area780 sqft
Upper Floors Area390 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area7,600 sqft (0.174 acres)
Lot Dimensions95 ft deep x 80 ft wide
Garage TypeAttached
Garage Area276 sqft
Parking Spaces1 Parking Space
Patio Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2342 CONSAUL RD
CitySCHENECTADY
StateNY
Zip12304-1505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionWOODLAWN GARDENS 1 WOOD AND GARAGE
Legal SubdivisionSECTION ONE OF WOOLAWN GARDENS
Legal Block3
Legal Lot Number8.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1008
Census Tract20700

Owner

2342 Consaul Rd is owned and occupied by an individual who acquired it in August 2021.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address2342 CONSAUL RD, SCHENECTADY, NY 12304-1505
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2021Warranty Deed, Transfer · FHA Mortgage
PREMIUM MORTGAGE CORP
Aug 27, 2020Warranty Deed, Transfer · FHA Mortgage
SEFCU MORTGAGE SERVICES
May 23, 2017Deed of Trust, Mortgage · Conventional with PMI
SEFCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 17, 2021
Deed SaleAug 17, 2021
Prior SaleAug 27, 2020 · Amount on File
Deed Document Number202140152
Deed Book / Page2065 / 157
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateAug 17, 2021
Property Address2342 CONSAUL RD, SCHENECTADY, NY 12304-1505
Document Number0000040152
Book / Page2065 / 157
Instrument DateAug 13, 2021
Instrument202140152
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyMARKET TITLE SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$690.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2342 CONSAUL RD, SCHENECTADY, NY 12304-1505

Transferred To (Grantee/Buyer)

NameVerified Name
Address2510 CONSAUL RD, SCHENECTADY, NY 12304-1604

Mortgage

Document Number0000040153
DateAug 17, 2021
Instrument202140153
Lender
NamePREMIUM MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateAug 27, 2020
Property Address2342 CONSAUL RD, SCHENECTADY, NY 12304-1505
Document Number0000025386
Book / Page2040 / 471
Instrument DateApr 29, 2020
Instrument202025386
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$500.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14 CAROLINE ST, 14, LATHAM, NY 12110-4604

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address13A SHERIDAN VLG APT 3, 3, SCHENECTADY, NY 12308-1435

Mortgage

Document Number0000025389
DateAug 27, 2020
Instrument202025389
Lender
NameSEFCU MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term357 Months
DueMay 1, 2050

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address2342 CONSAUL RD, SCHENECTADY, NY 12304-1505
Document Number0000024647
Instrument DateMay 23, 2017
Transaction TypeMortgage
Record UpdatedAug 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address2342 CONSAUL RD SCHENECTADY NY 123041505, SCHENECTADY, NY 12304-1505

Mortgage

Document Number0000024647
DateJun 5, 2017
Book Page004764/000230
Instrument24647
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJun 4, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2342 Consaul Rd was $7,068, up 1.8% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,068.00 (+1.83%)
2025$6,941.00$145,100 Land $21,800 Building $123,300$240,272 Land $36,099 Building $204,173
2023$145,100 (-) Land $21,800 Building $123,300$183,671 (+3.8%) Land $27,595 Building $156,076
2022$145,100 Land $21,800 Building $123,300$176,951 Land $26,585 Building $150,366
2021$6,682.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2342 Consaul Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1980)
Most Recent ClaimMar 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2342 Consaul Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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