2342 Clay St, Ashland, NE 68003 Property Records

Saunders County property record for 2342 Clay St, Ashland, NE 68003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,836 sqft · built 1898
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (May 2025)
Tax Bill	$2,926 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Jul 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3249-02-2-01020-023-0000`

Property Details

APN / Parcel Number

Primary APN	`3249-02-2-01020-023-0000`
Alternative APN	`004650000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,836 sqft Living Area
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	140 ft deep x 132 ft wide
Garage Type	Built-in

Exterior Amenities

Deck Area	Deck Area
Patio Area	120 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2342 CLAY ST
City	ASHLAND
State	NE
Zip	68003-1531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOTS 7-9 BLOCK 23 MILLER & CLARK ADDITION TO ASHLAND; MAP NUMBER: 3249-02-2-01020-023-0000
Legal Range	09
Legal Township	12
Legal Section	02
Legal Subdivision	ASHLAND-MILLER & CLARK
Legal Block	23
Legal Lot Number	7-9
Jurisdiction	SAUNDERS NE
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1033
Census Tract	968500

Owner

Source: Saunders County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2342 CLAY ST, ASHLAND, NE 68003-1531
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 1, 2025	Warranty Deed, Transfer · Conventional Mortgage LOANUNITED.COM LLC
Jul 14, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PINNACLE BANK
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS BANK
Feb 1, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 14, 2017	Grant Deed, Transfer UNION TITLE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2025 · Amount on Record
Deed Sale	May 1, 2025 · Amount on Record
Prior Sale	Jul 14, 2021 · Amount on Record
Deed Document Number	20256
Deed Book / Page	619 / 1137
Prior Transfer Date	Jul 16, 2010
Prior Transfer Doc	0003940826
Record Updated	Sep 20, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	May 1, 2025
Property Address	2342 CLAY ST, ASHLAND, NE 68003-1531
Document Number	0006191137
Book / Page	619 / 1137
Instrument Date	Apr 24, 2025
Instrument	2025-05-006
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Investor	Possibly a Property Investor

Mortgage

Document Number	0202505007
Date	May 1, 2025
Instrument	2025-05-007

Lender

Name	LOANUNITED.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2055

July 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Jul 14, 2021
Property Address	2342 CLAY ST, ASHLAND, NE 68003-1531
Document Number	0005630857
Book / Page	563 / 857
Instrument Date	Jun 20, 2021
Instrument	2021-07-234
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 13, 2026
Title Company	GREENE TITLE, GREEN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$504.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202107235
Date	Jul 14, 2021
Instrument	2021-07-235

Lender

Name	PINNACLE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	2342 CLAY ST, ASHLAND, NE 68003-1531
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005430813
Date	Sep 22, 2020
Book Page	543/813
Instrument	2020-09-375

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUNDERS NE
Recording Date	Feb 1, 2018
Property Address	2342 CLAY ST, ASHLAND, NE 68003-1531
Document Number	0005000007
Book / Page	000500 / 000007
Instrument Date	Jan 16, 2018
Instrument	26
Transaction Type	Transfer
Record Updated	May 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2342 CLAY ST ASHLAND NE 680031531, ASHLAND, NE 68003-1531

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAUNDERS NE
Recording Date	Sep 14, 2017
Property Address	2342 CLAY ST, ASHLAND, NE 68003-1531
Document Number	0004940846
Book / Page	000494 / 000846
Instrument Date	Sep 6, 2017
Instrument	144
Transaction Type	Transfer
Record Updated	Dec 8, 2017
Title Company	UNION TITLE CORPORATION

Transaction

Amount	Amount Recorded
Tax	$117.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Ashland City
County	Saunders County
County Subdivision	Ashland Township
Unified School District	Ashland-Greenwood Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,926.00 (+2.74%)	$207,310 (+2.77%) Land $25,740 Building $181,570	$207,310 (+2.77%) Land $25,740 Building $181,570
2024	$2,848.00 (-14.68%)	$201,723 (+4.16%) Land $25,740 Building $175,983	$201,723 (+4.16%) Land $25,740 Building $175,983
2023	$3,338.00	$193,674 Land $25,740 Building $167,934	$193,674 Land $25,740 Building $167,934

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	10 (1983–1993)
Most Recent Claim	Jul 1993 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHLAND serves 3,369 people · EPA ID NE3115506
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2026) action level 15 ppb
Copper	2.46 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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