2342 Central Rd, Everson, WA 98247 Property Records

Whatcom County property record for 2342 Central Rd, Everson, WA 98247

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,277 sqft · built 2020
Lot Size	4.51 acres (196,456 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Nov 2018)
Tax Bill	$12,267 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`556898`

Property Details

APN / Parcel Number

Primary APN	`556898`
Alternative APNs	`390312 330115 0000` `102397`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,277 sqft Living Area
1st Floor Area	2,197 sqft
2nd Floor Area	1,078 sqft
Game Room	Game Room
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2020
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	196,456 sqft (4.51 acres)
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	556898
Street Address	2342 CENTRAL RD
City	EVERSON
State	WA
Zip	98247-9757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	LOT 3 ALTERATION TO B R SHORT PLAT AS REC BOOK 21 SHORT PLATS PG 51
Legal Range	03
Legal Township	39
Legal Section	12
Legal Subdivision	ALTERATION TO B R SHORT PLAT
Legal Lot Number	3
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2016
Census Tract	10702

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2342 CENTRAL RD, EVERSON, WA 98247-9757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE PACIFIC
Oct 16, 2019	Deed of Trust, Mortgage BANK OF THE PACIFIC
Nov 26, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2018 · Amount on Record
Deed Sale	Nov 26, 2018 · Amount on Record
Prior Sale	Sep 16, 2009 · Amount on Record
Deed Document Number	2018-1102232
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2342 CENTRAL RD, EVERSON, WA 98247-9757
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000205134
Date	Feb 26, 2021
Instrument	2021-0205134

Lender

Name	BANK OF THE PACIFIC
Type	Bank
Address	NORTHFIELD, NJ 08225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2342 CENTRAL RD, EVERSON, WA 98247-9757
Document Number	2191002688
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2360 CENTRAL RD EVERSON WA 982479757, EVERSON, WA 98247-9757

Mortgage

Document Number	2191002688
Date	Oct 21, 2019
Instrument	1002688

Lender

Name	BANK OF THE PACIFIC
Type	Bank
Address	BELLINGHAM, WA 98225

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 26, 2018
Property Address	2342 CENTRAL RD, EVERSON, WA 98247-9757
Document Number	2181102232
Instrument Date	Nov 26, 2018
Instrument	1102232
Transaction Type	Transfer
Record Updated	Dec 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,209.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2134 LITTLEFIELD CT LYNDEN WA 982649810, LYNDEN, WA 98264-9810

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,267.00 (+65.12%)	$1,327,637 (+28.91%) Land $278,258 Building $1,049,379	$1,327,637 (+28.91%) Land $278,258 Building $1,049,379
2022		$1,029,911 Land $294,090 Building $735,821	$1,029,911 Land $294,090 Building $735,821
2021	$7,429.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1983–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUIE JOE WATER ASSOCIATION private · serves 471 people · EPA ID WA5329014
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband.

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