TITLE CALIFORNIA INC, ESSENT TITLE OF CALIFORNIA INC
Transaction
Tax
$0.00
Amount Accuracy
Full Amount Stated
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
23414 HIGHCREST RD, DANA POINT, CA 92629-3648
Mortgage
Document Number
0000251255,
Date
Sep 8, 2026
Instrument
2026251255
Lender
Name
MORGAN STANLEY BANK
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Oct 1, 2056
Interest
Rate Type
Fixed Rate
Initial Type
Fixed Rate
Max Rate
-1%
February 2026: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
ORANGE CA
Recording Date
Feb 10, 2026
Property Address
23414 HIGHCREST RD, DANA POINT, CA 92629-3648
Document Number
0000032301
Map Reference
MB 465 PG 30&31
Instrument Date
Jan 14, 2026
Instrument
2026000032301
Transaction Type
Transfer
Record Updated
Feb 25, 2026
Title Company
FIRST AMERICAN TITLE COMPANY SUBDIV, FIRST AMER TTL CO RES DIV
Transaction
Amount
Amount on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
23414 HIGHCREST RD, DANA POINT, CA 92629-3648
June 2023: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
ORANGE CA
Property Address
23414 HIGHCREST RD, DANA POINT, CA 92629-3648
Transaction Type
Mortgage
Record Updated
Jul 6, 2023
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
23414 HIGHCREST RD, DANA POINT, CA 92629-3648
Mortgage
Document Number
0000152813
Date
Jun 26, 2023
Instrument
2023000152813
Lender
Name
SCHOOLSFIRST FCU
Type
Credit Union
Address
TUSTIN, CA 92780
Agreement
Type
Stand-Alone Second Mortgage
Amount
Amount on Record
Term
180 Months
Due
Jun 23, 2038
July 2021: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
ORANGE CA
Property Address
23414 HIGHCREST RD, DANA POINT, CA 92629-3648
Transaction Type
Mortgage
Record Updated
Jul 29, 2021
Title Company
FIRST AMERICAN TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
23414 HIGHCREST RD, DANA POINT, CA 92629-3648
Mortgage
Document Number
0000462761
Date
Jul 20, 2021
Instrument
2021000462761
Lender
Name
SCHOOLSFIRST FCU
Type
Credit Union
Address
TUSTIN, CA 92780
Agreement
Type
Line of Credit
Amount
Amount on Record
Interest
Rate Type
Adjustable Rate
Change Frequency
Monthly
February 2021: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
ORANGE CA
Property Address
23414 HIGHCREST RD, DANA POINT, CA 92629-3648
Transaction Type
Mortgage
Record Updated
Feb 25, 2021
Title Company
AMERICAN SW TITLE, AMERICAN COAST TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
23414 HIGHCREST RD, DANA POINT, CA 92629-3648
Mortgage
Document Number
0000105898
Date
Feb 16, 2021
Instrument
2021000105898
Lender
Name
LOANDEPOT.COM LLC
Type
Mortgage Company
Address
FOOTHILL RANCH, CA 92610
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Feb 1, 2051
May 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
ORANGE CA
Property Address
23414 HIGHCREST RD, DANA POINT, CA 92629-3648
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Title Company
TICOR TTL ORANGE CNTY BRANCH
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0000238777
Date
May 27, 2020
Instrument
2020000238777
Lender
Name
US BANK NA
Type
Bank
Address
OWENSBORO, KY 42301
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jun 1, 2050
March 2019: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
ORANGE CA
Recording Date
Mar 15, 2019
Property Address
23414 HIGHCREST RD, DANA POINT, CA 92629-3648
Document Number
0000082305
Map Reference
MB 465 PG 30&31
Instrument Date
Feb 20, 2019
Instrument
2019000082305
Transaction Type
Transfer
Record Updated
Sep 14, 2021
Title Company
CHICAGO TITLE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
23414 HIGHCREST RD, DANA POINT, CA 92629-3648
Mortgage
Document Number
0000082306
Date
Mar 15, 2019
Instrument
2019000082306
Lender
Name
US BANK NA
Type
Bank
Agreement
Type
ARM
Amount
Amount on Record
Term
361 Months
Due
Apr 1, 2049
Interest
Rate Type
Adjustable Rate
Rate
3.87%
Type Change Date
Apr 1, 2029
Change Frequency
Annually
Min Rate At Change
2.75%
Max Rate At Change
8.87%
Index
1-Year CMT
Max Rate
8.87%
Tax Assessment & Valuation
The 2025 property tax bill for 23414 Highcrest Rd was $7,271.
Source: Orange County assessment roll, as of August 4, 2026
Property Jurisdictions
Type
Name
State
California
County
Orange County
Municipality
Dana Point City
Unified School District
Capistrano Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$733,898 (+2%)Land $555,770Building $178,128
2025
$7,271.00
$719,508Land $544,872Building $174,636
2023
$6,999.00 (+1.94%)
$691,569Land $523,714Building $167,855
2022
$6,866.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 23414 Highcrest Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
4 in force
Nearby Flood Claims
1 (1997)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Dec 1997 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 23414 Highcrest Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood
0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source
Purchased surface water from several systems
Last State Inspection
Mar 2024
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025