23414 46th Ave E, Spanaway, WA 98387 Property Records

Pierce County property record for 23414 46th Ave E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.75 ba · 1,811 sqft · built 1986
Lot Size	1.16 acres (50,965 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (May 2026)
Tax Bill	$580 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Mar 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031813-7-035`

Property Details

APN / Parcel Number

Primary APN	`031813-7-035`

Interior

Bedrooms	1 Bed
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,811 sqft Living Area
Gross Area	2,291 sqft
1st Floor Area	915 sqft
Upper Floors Area	384 sqft
Attic	Attic
Attic Area	384 sqft
Basement Area	896 sqft
Finished Basement	512 sqft
Unfinished Basement	384 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Concrete
Lot Area	50,965 sqft
Garage Type	Attached
Garage Area	1 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Wood Porch
Porch Area	96 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	512 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	23414 46TH AVE E
City	SPANAWAY
State	WA
Zip	98387-6147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	SECTION 13 TOWNSHIP 18 RANGE 03 QUARTER 31 : L 1 OF SHORT PLAT 84-03-22-0159 EXC W 5 FT FOR ADDL R/W FOR 46TH AVE E PER ETN Q596659 TOG/W EASE & RESTRICTIONS OF REC OUT OF 3-016 SEG T-1262 RJ ES DC8983BL07-21-93CL
Legal Range	03
Legal Township	18
Legal Section	13
Legal Subdivision	8403220159
Legal Lot Number	1
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	3
Census Block	3003
Census Tract	73114

Owner

Source: Pierce County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23414 46TH AVE E, SPANAWAY, WA 98387-6147
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 31, 2026	Bargain and Sale Deed, Transfer
May 15, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2026 · Amount on Record
Deed Sale	May 20, 2026 · Amount on Record
Prior Sale	Nov 29, 1993
Deed Document Number	20260520224
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	May 20, 2026
Property Address	23414 46TH AVE E, SPANAWAY, WA 98387-6147
Document Number	0000000224
Instrument Date	May 19, 2026
Instrument	2026.224
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$662,560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23414 46TH AVE E, SPANAWAY, WA 98387-6147
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000225,
Date	May 20, 2026
Instrument	2026.20.225

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PIERCE WA
Recording Date	Mar 31, 2026
Property Address	23414 46TH AVE E, SPANAWAY, WA 98387-6147
Document Number	0003310572
Map Reference	DOC 8403220159
Instrument Date	Mar 27, 2026
Instrument	202603310572
Transaction Type	Transfer
Record Updated	Apr 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	23414 46TH AVE E, SPANAWAY, WA 98387-6147
Document Number	1805230302
Instrument Date	May 15, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23414 46TH AVE E SPANAWAY WA 983876147, SPANAWAY, WA 98387-6147

Mortgage

Document Number	1805230302
Date	May 23, 2018
Instrument	201805230302

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$580.00 (+36.15%)	$460,500 (-0.04%) Land $223,100 Building $237,400	$460,500 (-0.04%) Land $223,100 Building $237,400
2025	$426.00 (-1.84%)	$460,700 (+9.14%) Land $211,400 Building $249,300	$460,700 (+9.14%) Land $211,400 Building $249,300
2024	$434.00 (+6.37%) Disabled Person's exemption Senior Citizen's exemption	$422,100 (-5.97%) Land $198,100 Building $224,000	$422,100 (-5.97%) Land $198,100 Building $224,000
2023	$408.00 Disabled Person's exemption Senior Citizen's exemption	$448,900 Land $211,400 Building $237,500	$448,900 Land $211,400 Building $237,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Lightcurve, Verizon.

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