2341 Oak Flat Rd, San Jose, CA 95131 Property Records

Santa Clara County property record for 2341 Oak Flat Rd, San Jose, CA 95131

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,360 sqft · built 1974
Lot Size	0.144 acres (6,270 sqft)
Owner	Trust Name on File
Last Sale	$840,000 (Jul 2005)
Tax Bill	$15,942 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`244-08-020`

Property Details

APN / Parcel Number

Primary APN	`244-08-020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,360 sqft Living Area
1st Floor Area	1,260 sqft
2nd Floor Area	1,100 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	6,270 sqft (0.144 acres)
Lot Dimensions	114 ft deep x 55 ft wide
Garage Area	482 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Pool Area	6,180 sqft
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2341 OAK FLAT RD
City	SAN JOSE
State	CA
Zip	95131-1930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 5443 BOOK 331 PAGE 29 PAGE 30 LOT 35
Legal Subdivision	TRACT NO 5443
Legal Tract	5443
Legal Lot Number	35
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1009
Census Tract	504323

Owner

2341 Oak Flat Rd is owner-occupied and held in a trust since October 2020.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	2341 OAK FLAT RD, SAN JOSE, CA 95131-1930
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2017	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Aug 22, 2017	Deed of Trust, Mortgage · ARM MUFG UNION BANK NA
Oct 23, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Oct 20, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2005 · Amount on File
Deed Sale	Jul 29, 2005 · Amount on File
Deed Document Number	200518500856
Last Transfer Date	Oct 9, 2020
Transfer Doc	0024668602
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2341 OAK FLAT RD, SAN JOSE, CA 95131-1930
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023733973
Date	Aug 22, 2017
Instrument	23733973

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2341 OAK FLAT RD, SAN JOSE, CA 95131-1930
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023733972
Date	Aug 22, 2017
Instrument	23733972

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	9.62%

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 23, 2020
Property Address	2341 OAK FLAT RD, SAN JOSE, CA 95131-1930
Document Number	0024668602
Instrument Date	Oct 9, 2020
Instrument	24668602
Transaction Type	Transfer
Record Updated	Nov 4, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2341 OAK FLAT RD SAN JOSE CA 951311930, SAN JOSE, CA 95131-1930

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 20, 2020
Property Address	2341 OAK FLAT RD, SAN JOSE, CA 95131-1930
Document Number	0024662606
Map Reference	MB 331 PG 29&30
Instrument Date	Oct 9, 2020
Instrument	24662606
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2341 OAK FLAT RD, SAN JOSE, CA 95131-1930

Mortgage

Document Number	0024662608
Date	Oct 20, 2020
Instrument	24662608

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2341 Oak Flat Rd was $15,942, up 1.6% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Berryessa Union Elementary School District (KG - 08)
Secondary School District	East Side Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,170,869 (+2%) Land $468,344 Building $702,525
2025	$15,942.00 (+1.55%)	$1,147,911 Land $459,161 Building $688,750
2024	$15,698.00 (+1.65%)
2023	$15,443.00 (+0.34%)	$1,103,338 Land $441,332 Building $662,006
2022	$15,390.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2341 Oak Flat Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2341 Oak Flat Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Sail Internet Fixed Wireless	800 / 160
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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