2341 28th Ave E, Palmetto, FL 34221 Property Records

Manatee County property record for 2341 28th Ave E, Palmetto, FL 34221

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,175 sqft · built 2006
Lot Size	0.092 acres (3,997 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Dec 2025)
Tax Bill	$935 (2024)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7741-0270-9`

Property Details

APN / Parcel Number

Primary APN	`7741-0270-9`
Alternative APNs	`341807774102709` `0774102709`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,175 sqft Living Area
Gross Area	1,756 sqft
1st Floor Area	479 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2008
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,997 sqft (0.092 acres)
View / Lot	Standard
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	119 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0774102709
Street Address	2341 28TH AVE E
City	PALMETTO
State	FL
Zip	34221-1243
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PD-R
Legal Description	LOT 119 OAK VIEW PHASE I PI#7741.0270/9
Legal Range	18E
Legal Township	34S
Legal Section	07
Legal Subdivision	OAK VIEW PHASE I
Legal Tract	00774100
Legal Lot Number	119
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	4
Census Block	4016
Census Tract	1904

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	336 SHORE DR, ELLENTON, FL 34222-2026
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2025 · Amount on Record
Deed Sale	Dec 15, 2025 · Amount on Record
Prior Sale	Oct 30, 2024 · Amount on Record
Deed Document Number	2025149583
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Dec 15, 2025
Property Address	2341 28TH AVE E, PALMETTO, FL 34221-1243
Document Number	0041149583
Map Reference	MB 46 PG 103-112
Instrument Date	Dec 11, 2025
Instrument	202541149583
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	UNKNOWN, 1 SOURCE T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	336 SHORE DR, ELLENTON, FL 34222-2026

Mortgage

Document Number	0041149584
Date	Dec 15, 2025
Instrument	202541149584

Lender

Name	LUMINATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,712 (-0.97%) Land $36,550 Building $196,162	$232,712 (-0.97%) Land $36,550 Building $196,162
2025		$234,993 (+161.82%) Land $36,550 Building $198,443	$234,993 (-0.96%) Land $36,550 Building $198,443
2024	$935.00 (+4.12%) Homeowner's exemption	$89,754 (+3%)	$237,274 (-0.95%) Land $36,550 Building $200,724
2023	$898.00 (+4.91%) Homeowner's exemption	$87,140 (+3%)	$239,555 (+20.37%) Land $36,550 Building $203,005
2022	$856.00 Homeowner's exemption	$84,602	$199,014 Land $32,500 Building $166,514

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20