23405 Water Cir, Boca Raton, FL 33486 Property Records

Palm Beach County property record for 23405 Water Cir, Boca Raton, FL 33486

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,806 sqft · built 1987
Lot Size	0.092 acres (3,999 sqft)
Owner	2 Trust Names on File
Last Sale	$240,000 (Jul 2008)
Tax Bill	$2,436 (2025)
Deeds & Mortgages	Apr 2024 Transfer Oct 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-42-47-35-15-013-0010`

Property Details

APN / Parcel Number

Primary APN	`06-42-47-35-15-013-0010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,806 sqft Living Area
1st Floor Area	1,806 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Townhouse
Construction Type	Masonry / Concrete Block
Lot Area	3,999 sqft (0.092 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished Screened Porch
Porch Area	481 sqft
Patio Area	231 sqft

Location & Zoning

Street Address	23405 WATER CIR
City	BOCA RATON
State	FL
Zip	33486-8547
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RSSE
Legal Description	BRAMALEA UNICORP BOCA RATON LOT 1 BLK 13
Legal Range	42E
Legal Township	47S
Legal Section	35
Legal Subdivision	BRAMALEA UNICORP BOCA RTN THS
Legal Block	13
Legal Lot Number	1
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOCA RATON
Census Block Group	2
Census Block	2001
Census Tract	7616

Owner

23405 Water Cir, a townhouse, is owner-occupied and held in a trust since July 2008.

Source: Palm Beach County records, as of December 10, 2025

Owner of Record	2 Trust Names on File
Mailing Address	23405 WATER CIR, BOCA RATON, FL 33486-8547
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Intrafamily Transfer, Transfer
Oct 19, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
May 1, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND
Dec 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2008 · Amount on File
Deed Sale	Jul 1, 2008 · Amount on File
Deed Document Number	2008247120
Deed Book / Page	22732 / 93
Record Updated	Oct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	Apr 4, 2024
Property Address	23405 WATER CIR, BOCA RATON, FL 33486-8547
Document Number	0349281601
Book / Page	34928 / 1601
Instrument Date	Oct 28, 2021
Instrument	20240113226
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23405 WATER CIR, BOCA RATON, FL 33486-8547

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23405 WATER CIR, BOCA RATON, FL 33486-8547

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	Oct 19, 2021
Property Address	23405 WATER CIR, BOCA RATON, FL 33486-8547
Document Number	0329680508
Book / Page	32968 / 508
Map Reference	MB 45 PG 13
Instrument Date	Oct 5, 2021
Instrument	20210479020
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	23405 WATER CIR, BOCA RATON, FL 33486-8547

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	23405 WATER CIR, BOCA RATON, FL 33486-8547
Document Number	0298840735
Instrument Date	May 1, 2018
Transaction Type	Mortgage
Record Updated	Jun 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23405 WATER CIR BOCA RATON FL 334868547, BOCA RATON, FL 33486-8547

Mortgage

Document Number	0298840735
Date	May 29, 2018
Book Page	029884/000735
Instrument	206831

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 28, 2048

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	23405 WATER CIR, BOCA RATON, FL 33486-8547
Document Number	0295640123
Book / Page	029564 / 000123
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23405 WATER CIR BOCA RATON FL 334868547, BOCA RATON, FL 33486-8547

Mortgage

Document Number	0295640123
Date	Jan 3, 2018
Book Page	029564/000123
Instrument	2713

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 2, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 23405 Water Cir was $2,436, up 3.4% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Boca Raton City
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,436.00 (+3.4%)	$165,646	$513,407 Building $513,407
2024	$2,356.00 (+2.79%)
2023	$2,292.00 (+1.69%) Homeowner's exemption	$156,289 (+3%)	$567,876 (+35.45%) Building $567,876
2022	$2,254.00 Homeowner's exemption	$151,737	$419,261 Building $419,261

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23405 Water Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23405 Water Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOCA RATON WTP serves 130,000 people · EPA ID FL4500130
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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