23401 Mountain Peak Rd, Ramona, CA 92065 Property Records

San Diego County property record for 23401 Mountain Peak Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,455 sqft · built 2000
Lot Size	0.54 acres (23,522 sqft)
Owner	Company Name on Record
Last Sale	$317,500 (Jul 2000)
Tax Bill	$5,997 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`287-120-23-00`

Property Details

APN / Parcel Number

Primary APN	`287-120-23-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,455 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	23,522 sqft (0.54 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	23401 MOUNTAIN PEAK RD
City	RAMONA
State	CA
Zip	92065-5923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S88
Legal Description	LOT 120 TR 013817
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	013817
Legal Block	2
Legal Lot Number	120
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2000
Census Tract	20810

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	23401 MOUNTAIN PEAK RD, RAMONA, CA 92065-5923
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage WHEELHOUSE CREDIT UNION
Jul 27, 2021	Intrafamily Transfer, Transfer
Feb 11, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 3, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2000 · Amount on Record
Deed Sale	Jul 14, 2000 · Amount on Record
Deed Document Number	2000372086
Last Transfer Date	Apr 27, 2021
Transfer Doc	0000533350
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	23401 MOUNTAIN PEAK RD, RAMONA, CA 92065-5923
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23401 MOUNTAIN PEAK RD, RAMONA, CA 92065-5923

Mortgage

Document Number	0000468505
Date	Jun 29, 2021
Instrument	2021-0468505

Lender

Name	WHEELHOUSE CREDIT UNION
Type	Credit Union
Address	SAN DIEGO, CA 92123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 27, 2021
Property Address	23401 MOUNTAIN PEAK RD, RAMONA, CA 92065-5923
Document Number	0000533350
Map Reference	MAP 13817
Instrument Date	Apr 27, 2021
Instrument	2021-0533350
Transaction Type	Transfer
Record Updated	Jul 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23401 MOUNTAIN PEAK RD, RAMONA, CA 92065-5923

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 11, 2020
Property Address	23401 MOUNTAIN PEAK RD, RAMONA, CA 92065-5923
Document Number	0000070959
Instrument Date	Jan 31, 2020
Instrument	70959
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	23401 MOUNTAIN PEAK RD RAMONA CA 920655923, RAMONA, CA 92065-5923

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 3, 2017
Property Address	23401 MOUNTAIN PEAK RD, RAMONA, CA 92065-5923
Document Number	0000351340
Instrument Date	Apr 27, 2017
Instrument	351340
Transaction Type	Transfer
Record Updated	Aug 14, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	23401 MOUNTAIN PEAK RD RAMONA CA 920655923, RAMONA, CA 92065-5923

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$487,814 (+2%) Land $122,946 Building $364,868
2025	$5,997.00 (+7.15%) Homeowner's exemption	$478,250 (+4.04%) Land $120,536 Building $357,714
2023	$5,597.00 (-2.03%) Homeowner's exemption	$459,680 Land $115,856 Building $343,824
2022	$5,713.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2022

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 66% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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