2340 Wickliffe Rd, Wickliffe, KY 42087 Property Records

Ballard County property record for 2340 Wickliffe Rd, Wickliffe, KY 42087

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,624 sqft · built 1961
Lot Size	12.2 acres (531,868 sqft)
Owner	Individual Name on Record
Last Sale	$122,000 (Dec 2011)
Tax Bill	$879 (2025)
Deeds & Mortgages	Jan 2005 Mortgage Jan 2005 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-06`

Property Details

APN / Parcel Number

Primary APN	`29-06`
Alternative APN	`4589`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,624 sqft Living Area

Exterior

Year Built	Built 1961
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	531,868 sqft (12.2 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating Fuel	Gas

Location & Zoning

Street Address	2340 WICKLIFFE RD
City	WICKLIFFE
State	KY
Zip	42087-9372
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	BALLARD KY
Township / Civil Division	WICKLIFFE
Census Block Group	2
Census Block	2012
Census Tract	950300

Owner

Source: Ballard County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 66805, SAINT LOUIS, MO 63166-6805
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2005	Deed of Trust, Mortgage · ARM OPTION ONE MORTGAGE COR
Jan 26, 2005	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OPTION ONE MORTGAGE CORP
Mar 26, 2009	Deed of Trust, Mortgage · FHA Mortgage EQUIFIRST CORP
Apr 2, 2007	Deed of Trust, Mortgage · Conventional Mortgage EQUIFIRST CORP
Dec 27, 2011	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2011 · Amount on Record
Deed Sale	Dec 27, 2011 · Amount on Record
Deed Document Number	231863
Deed Book / Page	DEED 096 / 217
Record Updated	Jun 8, 2026

January 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALLARD KY
Property Address	2340 WICKLIFFE RD, WICKLIFFE, KY 42087-9372
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG004/733
Date	Jan 26, 2005
Book Page	MTG 004/733
Instrument	201620

Lender

Name	OPTION ONE MORTGAGE COR
Address	IRVINE, CA 92618

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	7.6%
Type Change Date	Feb 1, 2007
Change Frequency	6 Months
Min Rate At Change	7.6%
Max Rate At Change	10.6%
Index	6-Month LIBOR
Max Rate	13.6%

January 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALLARD KY
Property Address	2340 WICKLIFFE RD, WICKLIFFE, KY 42087-9372
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG004/748
Date	Jan 26, 2005
Book Page	MTG 004/748
Instrument	202451

Lender

Name	OPTION ONE MORTGAGE CORP
Type	Subprime Lender
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2035

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALLARD KY
Property Address	2340 WICKLIFFE RD, WICKLIFFE, KY 42087-9372
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG037/511
Date	Mar 26, 2009
Book Page	MTG037/511
Instrument	214944

Lender

Name	EQUIFIRST CORP
Type	Subprime Lender
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2039

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALLARD KY
Property Address	2340 WICKLIFFE RD, WICKLIFFE, KY 42087-9372
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	NATIONS TITLE, NATIONS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG022/485
Date	Apr 2, 2007
Book Page	MTG 022/485
Instrument	207534

Lender

Name	EQUIFIRST CORP
Type	Subprime Lender
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2037

December 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALLARD KY
Recording Date	Dec 27, 2011
Property Address	2340 WICKLIFFE RD, WICKLIFFE, KY 42087-9372
Document Number	DEED096/217
Book / Page	DEED 096 / 217
Instrument Date	Dec 21, 2011
Instrument	231863
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$122.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 CANE CREEK RD, WICKLIFFE, KY 42087-9227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2340 WICKLIFFE RD, WICKLIFFE, KY 42087-9372

Mortgage

Document Number	0000231864
Date	Dec 27, 2011
Instrument	231864

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Dec 21, 2044

Tax Assessment & Valuation

Source: Ballard County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Ballard County
Unified School District	Ballard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$879.00 (-0.45%)	$86,813 (+1.19%)	$86,813 (+1.19%)
2023	$883.00 Additional exemption filed	$85,796	$85,796

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	9 (1979–2015)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Dec 2015 · other causes
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ballard Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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