2340 Summerhill Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 2340 Summerhill Dr, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,986 sqft · built 1986
Lot Size	0.72 acres (3,135 sqft)
Owner	Individual Name on Record
Last Sale	$750,000 (Jun 2018)
Tax Bill	$9,882 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`257-454-02-00`

Property Details

APN / Parcel Number

Primary APN	`257-454-02-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,986 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	3,135 sqft (0.72 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2340 SUMMERHILL DR
City	ENCINITAS
State	CA
Zip	92024-5445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R11
Legal Description	LOT 101 TR 011041
Legal Subdivision	SAN DIEGO 4421
Legal Tract	011041
Legal Block	1
Legal Lot Number	101
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1009
Census Tract	17107

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2340 SUMMERHILL DR, ENCINITAS, CA 92024-5445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2018 · Amount on Record
Deed Sale	Jun 28, 2018 · Amount on Record
Prior Sale	Oct 26, 2004 · Amount on Record
Deed Document Number	2018264412
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2340 SUMMERHILL DR, ENCINITAS, CA 92024-5445
Transaction Type	Mortgage
Record Updated	Jan 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2340 SUMMERHILL DR, ENCINITAS, CA 92024-5445

Mortgage

Document Number	0000015533
Date	Jan 11, 2022
Instrument	2022-0015533

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2340 SUMMERHILL DR, ENCINITAS, CA 92024-5445
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000262329
Date	May 22, 2020
Instrument	2020-0262329

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$870,431 (+2%) Land $622,851 Building $247,580
2025	$9,882.00 (+7.1%)	$853,365 (+4.04%) Land $610,639 Building $242,726
2023	$9,227.00 (+2.39%)	$820,229 Land $586,928 Building $233,301
2022	$9,012.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 788 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile, Ting, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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