2340 Mount Moriah Rd, Pilot Grove, MO 65276 Property Records

Cooper County property record for 2340 Mount Moriah Rd, Pilot Grove, MO 65276

Property Summary

Property Type	Rural Home
Details	1,840 sqft · built 2004
Lot Size	39 acres (1,698,840 sqft)
Owner	2 Individual Names on Record
Last Sale	$117,040 (May 2026)
Tax Bill	$961 (2025)
Deeds & Mortgages	May 2026 Sale & Line of Credit May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22-2.0-09-000-000-006.001`

Property Details

APN / Parcel Number

Primary APN	`22-2.0-09-000-000-006.001`

Interior

Stories	1 Story
Building Area	1,840 sqft Adjusted Area
1st Floor Area	1,080 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	1,698,840 sqft (39 acres)
Shed	1 Shed
Shed Area	1,440 sqft

Location & Zoning

Street Address	2340 MOUNT MORIAH RD
City	PILOT GROVE
State	MO
Zip	65276-2631
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SP...POB NW & NE ALG RR R.W 2159, SE 1263, SW ALG RD 1400 POB
Legal Range	19W
Legal Township	46N
Legal Section	09
Jurisdiction	COOPER MO
Township / Civil Division	OTTERVILLE
Census Block Group	5
Census Block	5020
Census Tract	950500

Owner

Source: Cooper County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2340 MOUNT MORIAH RD, PILOT GROVE, MO 65276-2631
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Warranty Deed, Transfer · Line of Credit ALIANT BANK
May 12, 2026	Warranty Deed, Transfer · Line of Credit ALLIANT BANK BLACKWATER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2026 · Amount on Record
Deed Sale	May 12, 2026 · Amount on Record
Deed Document Number	20261144
Prior Transfer Date	Mar 12, 2025
Prior Transfer Doc	0000000527
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOPER MO
Recording Date	May 12, 2026
Property Address	2340 MOUNT MORIAH RD, PILOT GROVE, MO 65276-2631
Document Number	0000001144
Instrument Date	May 12, 2026
Instrument	2026.1144
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2340 MOUNT MORIAH RD, PILOT GROVE, MO 65276-2631

Mortgage

Document Number	0000001145,
Date	May 12, 2026
Instrument	2026..1145

Lender

Name	ALIANT BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOPER MO
Recording Date	May 12, 2026
Property Address	2340 MOUNT MORIAH RD, PILOT GROVE, MO 65276-2631
Document Number	0020261144
Instrument Date	May 12, 2026
Instrument	20261144
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2340 MOUNT MORIAH RD, PILOT GROVE, MO 65276-2631

Mortgage

Document Number	0000001145,
Date	May 12, 2026
Instrument	20261145

Lender

Name	ALLIANT BANK BLACKWATER

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Cooper County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cooper County
Unified School District	Pilot Grove C-4 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,360 (-)	$90,800 (-) Land $10,900 Building $79,900
2025	$961.00	$16,360 (+3.74%)	$90,800 (+1.91%) Land $10,900 Building $79,900
2024	$961.00 (+6.07%)	$15,770 (-)
2023	$906.00 (+13.82%)	$15,770 (+13.21%)	$89,100 (+12.22%) Land $13,900 Building $75,200
2022	$796.00	$13,930
2021			$79,400 Land $13,900 Building $65,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1990)
Most Recent Claim	May 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 57% of Missouri
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Co-Mo Connect Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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