Hernando County property record for 2340 Lema Dr, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,607 sqft · built 2021 |
| Lot Size | 0.357 acres (15,556 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $300,000 (Oct 2023) |
| Tax Bill | $3,697 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Oct 2023 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5090-0604-0300 |
| Primary APN | R32-323-17-5090-0604-0300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,607 sqft Living Area |
| Gross Area | 2,033 sqft |
| 1st Floor Area | 1,607 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,556 sqft (0.357 acres) |
| Lot Dimensions | 150 ft deep x 103 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 9 sqft |
| Heating System | HVAC |
|---|
| Account Number | 00444932 |
|---|---|
| Street Address | 2340 LEMA DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-3513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 9 BLK 604 LOT 30 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UN 9 |
| Legal Block | 604 |
| Legal Lot Number | 30 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 41106 |
2340 Lema Dr is held in a trust since October 2023.
Source: Hernando County records, as of August 6, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2340 LEMA DR, SPRING HILL, FL 34609-3513 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 27, 2023 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Jul 19, 2023 | Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Jan 28, 2021 | Special Warranty Deed, Transfer · FHA Mortgage INSPIRE HOME LOANS INC |
| May 2, 2019 | Warranty Deed, Transfer SUNBELT TITLE (AGENCY) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2023 · Amount on File |
| Deed Sale | Oct 27, 2023 · Amount on File |
| Prior Sale | Jul 19, 2023 · Amount on File |
| Deed Document Number | 202368958 |
| Deed Book / Page | 4359 / 369 |
| Transfer Doc | 1052000272 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jun 2, 2026 |
| Property Address | 2340 LEMA DR, SPRING HILL, FL 34609-3513 |
| Document Number | 0000037153 |
| Book / Page | 4717 / 113 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 202637153 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 2340 LEMA DR, SPRING HILL, FL 34609-3513 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Oct 27, 2023 |
| Property Address | 2340 LEMA DR, SPRING HILL, FL 34609-3513 |
| Document Number | 0043590369 |
| Book / Page | 4359 / 369 |
| Map Reference | MB 8 PG 38-53 |
| Instrument Date | Oct 24, 2023 |
| Instrument | 2023068958 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $2,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD, CHANDLER, AZ 85286-1661 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2340 LEMA DR, SPRING HILL, FL 34609-3513 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jul 19, 2023 |
| Property Address | 2340 LEMA DR, SPRING HILL, FL 34609-3513 |
| Document Number | 0043201943 |
| Book / Page | 4320 / 1943 |
| Map Reference | MB 8 PG 38-53 |
| Instrument Date | Jul 11, 2023 |
| Instrument | 2023044347 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $2,068.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2400 FEATHER SOUND DR APT 314, 314, CLEARWATER, FL 33762-3089 |
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662 |
| Investor | Possibly a Property Investor |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jan 28, 2021 |
| Property Address | 2340 LEMA DR, SPRING HILL, FL 34609-3513 |
| Document Number | 0039451056 |
| Book / Page | 3945 / 1056 |
| Map Reference | MB 8 PG 38-53 |
| Instrument Date | Jan 21, 2021 |
| Instrument | 2021006157 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,441.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3300 BATTLEGROUND AVE STE 101, 101, GREENSBORO, NC 27410-2447 |
| Name | Verified Name |
|---|---|
| Address | 2340 LEMA DR, SPRING HILL, FL 34609-3513 |
| Document Number | 0039451058 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 3945/1058 |
| Name | INSPIRE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 2, 2019 |
| Property Address | 2340 LEMA DR, SPRING HILL, FL 34609-3513 |
| Document Number | 0036990780 |
| Book / Page | 003699 / 000780 |
| Instrument Date | Apr 26, 2019 |
| Instrument | 27031 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2019 |
| Title Company | SUNBELT TITLE (AGENCY) |
| Amount | Amount on Record |
|---|---|
| Tax | $80.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 142 W PLATT ST #116 TAMPA FL 336062315, 116, TAMPA, FL 33606-2315 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 2340 Lema Dr was $3,697.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,697.00 | $277,430 | $280,069 Land $53,979 Building $226,090 |
| 2023 | $263,632 (+5.46%) Land $38,357 Building $225,275 | ||
| 2022 | $4,016.00 | $249,994 Land $30,179 Building $219,815 | $265,607 Land $37,334 Building $228,273 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2340 Lema Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2022 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2340 Lema Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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