Monterey County property record for 2340 Garden Rd, Monterey, CA 93940
| Property Type | Common Area (Residential) |
|---|---|
| Details | 10,849 sqft |
| Lot Size | 0.412 acres (17,982 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,500,000 (Dec 2003) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013-313-005-000 |
| Primary APN | 013-313-005-000 |
|---|
| Building Area | 10,849 sqft Living Area |
|---|
| Lot Area | 17,982 sqft (0.412 acres) |
|---|
| Street Address | 2340 GARDEN RD |
|---|---|
| City | MONTEREY |
| State | CA |
| Zip | 93940-5347 |
| Property Category | Other |
| Property Type | Other > Common Area (Residential) |
| Legal Description | BUILDING COMMON AREA'S AS DESC IN DOC # 2012043317 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 13300 |
Source: Monterey County records, as of August 14, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2340 GARDEN RD STE 100, 100, MONTEREY, CA 93940-5347 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jul 13, 2021 | Deed of Trust, Mortgage · Commercial Mortgage 1ST CAPITAL BANK |
| Jul 13, 2021 | Deed of Trust, Mortgage · SBA Mortgage THE MORTGAGE CAPITAL DEVELOPMENT CORP |
| Jul 13, 2021 | Deed of Trust, Mortgage 1ST CAPITAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2003 · Amount on Record |
| Deed Sale | Dec 19, 2003 · Amount on Record |
| Deed Document Number | 2003152472 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 2340 GARDEN RD, MONTEREY, CA 93940-5347 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | TICOR TITLE NLS, TICOR TITLE NCS |
| Name | Verified Name |
|---|
| Document Number | 0000047818 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 2021047818 |
| Name | 1ST CAPITAL BANK |
|---|---|
| Type | Bank |
| Address | MONTEREY, CA 93940 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 2340 GARDEN RD, MONTEREY, CA 93940-5347 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | TICOR TITLE NLS, TICOR TITLE NCS |
| Name | Verified Name |
|---|
| Document Number | 0000047822 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 2021047822 |
| Name | THE MORTGAGE CAPITAL DEVELOPMENT CORP |
|---|---|
| Type | Mortgage Company |
| Address | OAKLAND, CA 94612 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 2340 GARDEN RD, MONTEREY, CA 93940-5347 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | TICOR TITLE NLS, TICOR TITLE NCS |
| Name | Verified Name |
|---|
| Document Number | 0000047820 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 2021047820 |
| Name | 1ST CAPITAL BANK |
|---|---|
| Type | Bank |
| Address | MONTEREY, CA 93940 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
Source: Monterey County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Monterey City |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile.
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