2340 Delaware Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 2340 Delaware Dr, Saint Charles, MO 63303

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,509 sqft · built 1988
Lot Size0.36 acres (15,682 sqft)
OwnerIndividual Name on Record
Last Sale$320,000 (Oct 2012)
Tax Bill$5,067 (2025)
Deeds & MortgagesJun 2026 Transfer
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNA883001821

Property Details

APN / Parcel Number

Primary APNA883001821
Alternative APN
  • 3-0118-6255-00-0149.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area3,509 sqft Living Area
Gross Area5,094 sqft
1st Floor Area2,294 sqft
Basement Area2,294 sqft
Finished Basement1,215 sqft
Unfinished Basement1,079 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeHip
Roof MaterialWood Shingle
Lot Area15,682 sqft (0.36 acres)
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area182 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA883001821
Street Address2340 DELAWARE DR
CitySAINT CHARLES
StateMO
Zip63303-2945
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHERITAGE ADDN #3 LOT 149
Legal SubdivisionHERITAGE ADDN #3
Legal Lot Number149
JurisdictionST CHARLES MO
Township / Civil DivisionFRONTIER
Census Block Group1
Census Block1001
Census Tract311146

Owner

Source: St. Charles County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2340 DELAWARE DR, SAINT CHARLES, MO 63303-2945
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 4, 2012 · Amount on Record
Deed SaleOct 4, 2012 · Amount on Record
Deed Document Number2012760050
Deed Book / Page5870 / 484
Last Transfer DateMay 28, 2026
Transfer Doc0000025600
Record UpdatedSep 20, 2026

June 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionST CHARLES MO
Recording DateJun 1, 2026
Property Address2340 DELAWARE DR, SAINT CHARLES, MO 63303-2945
Document Number0000025600
Instrument DateMay 28, 2026
Instrument202625600
Transaction TypeTransfer
Record UpdatedAug 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2340 DELAWARE DR, SAINT CHARLES, MO 63303-2945

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address2340 DELAWARE DR, SAINT CHARLES, MO 63303-2945
Transaction TypeMortgage
Record UpdatedSep 7, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2340 DELAWARE DR, SAINT CHARLES, MO 63303-2945

Mortgage

Document Number2021R071416
DateAug 25, 2021
Instrument2021R-071416
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2036

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,067.00$84,532 (+11.45%)$444,903 (+11.45%) Land $80,000 Building $364,903
2023$75,847
2022$399,194 Land $70,000 Building $329,194

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1993)
Most Recent ClaimJul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Wisper ISP.

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