Polk County property record for 2340 Deer Run, Lakeland, FL 33809
| Property Type | Mobile Home |
|---|---|
| Details | 1,404 sqft · built 2004 |
| Lot Size | 1 acre (43,756 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,000 (May 2012) |
| Tax Bill | $397 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-26-27-000630-000240 |
| Primary APN | 23-26-27-000630-000240 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,404 sqft Living Area |
|---|---|
| 1st Floor Area | 1,404 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Mobile Home |
| Lot Area | 43,756 sqft |
| Porch | Porch |
| Shed | 1 Shed |
| Street Address | 2340 DEER RUN |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-4921 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | THE WOODS UNIT NO. 4 PB 71 PGS 47 & 48 LOT 24 |
| Legal Range | 23E |
| Legal Township | 26S |
| Legal Section | 27 |
| Legal Subdivision | WOODS THE UNIT 4 |
| Legal Tract | 630 |
| Legal Block | 2 |
| Legal Lot Number | 24 |
| Legal Unit | 4 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 12307 |
2340 Deer Run, a mobile home, is owned and occupied by two individuals who acquired it in July 2024.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2340 DEER RUN, LAKELAND, FL 33809-4921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| May 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LENDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2012 · Amount on File |
| Deed Sale | May 9, 2012 · Amount on File |
| Prior Sale | Nov 15, 2006 · Amount on File |
| Deed Document Number | 201281703 |
| Deed Book / Page | 8644 / 1347 |
| Last Transfer Date | Jul 26, 2024 |
| Transfer Doc | 0000186770 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 11, 2026 |
| Property Address | 2340 DEER RUN, LAKELAND, FL 33809-4921 |
| Document Number | 0000140618 |
| Book / Page | 14035 / 1768 |
| Instrument Date | May 26, 2026 |
| Instrument | 2026140618 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2340 DEER RUN, LAKELAND, FL 33809-4921 |
| Document Number | 0000140618, |
|---|---|
| Date | Jun 11, 2026 |
| Book Page | 14035/1768 |
| Instrument | 2026140618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 2340 DEER RUN, LAKELAND, FL 33809-4921 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 2340 DEER RUN, LAKELAND, FL 33809-4921 |
| Document Number | 0000113659 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 11696/1867 |
| Instrument | 2021113659 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 2340 Deer Run was $397 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $65,770 (+2.7%) | $170,530 (-5.08%) Land $35,000 Building $135,530 | |
| 2025 | $397.00 | $64,041 | $179,666 Land $35,000 Building $144,666 |
| 2023 | $873.00 (+4.18%) Homeowner's exemption | $60,423 (+3%) | $185,839 (+16.58%) Land $20,000 Building $165,839 |
| 2022 | $838.00 Homeowner's exemption | $58,663 | $159,414 Land $12,700 Building $146,714 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2340 Deer Run in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 41 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 13 (2004–2024) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2340 Deer Run is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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