2340 Darby Ln, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2340 Darby Ln, Saint Cloud, FL 34769

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,352 sqft · built 1985
Lot Size	0.183 acres (8,015 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Nov 2006)
Tax Bill	$250 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`84063`

Property Details

APN / Parcel Number

Primary APN	`84063`
Alternative APNs	`112630061500010150` `112630359100010150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,352 sqft Heated Area
Gross Area	1,976 sqft
1st Floor Area	1,352 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1985
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,015 sqft (0.183 acres)
Lot Dimensions	97 ft deep x 77 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	288 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	84063
Old Parcel Number	112630359100010150
Street Address	2340 DARBY LN
City	SAINT CLOUD
State	FL
Zip	34769-5003
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	SMH2
Legal Description	KANUGA VILL MOBILE HOME PK PHASE I PB 4 PG 29 LOT 15
Legal Range	30E
Legal Township	26S
Legal Section	11
Legal Subdivision	KANUGA VLG MHP PHS 1
Legal Phase	1
Legal Tract	615
Legal Block	1
Legal Lot Number	15
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2030
Census Tract	43303

Owner

Source: Osceola County records · APN 84063

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2340 DARBY LN, SAINT CLOUD, FL 34769-5003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 07, 2006 · Amount on Record
Deed Sale	Nov 07, 2006 · Amount on Record
Deed Document Number	2006267010
Record Updated	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2340 DARBY LN, SAINT CLOUD, FL 34769-5003
Document Number	0021122112
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2340 DARBY LN ST CLOUD FL 347695003, ST CLOUD, FL 34769-5003

Mortgage

Document Number	0021122112
Date	Oct 30, 2020
Book Page	002112/002112
Instrument	148070

Lender

Name	VILLAGE CAP & INV LLC
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$250.00 (+20.77%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$43,778 (+5.98%)	$175,100 (+6.77%) Land $50,000 Building $125,100
2023	$207.00 (+11.29%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$41,306 (+3%)	$164,000 (+39.34%) Land $35,000 Building $129,000
2022	$186.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$40,103	$117,700 Land $26,000 Building $91,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Lumen Technologies, Xfinity.

Based on FCC filings for 205 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.