Cherokee County property record for 234 Woods Dr, Murphy, NC 28906 · Last verified April 2026
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 816 sqft · built 1982 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Feb 2020) |
| Tax Bill | $766 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 458000094299000 |
| Primary APN | 458000094299000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 816 sqft Heated Area |
| Gross Area | 1,988 sqft |
| 1st Floor Area | 816 sqft |
| Basement Area | 552 sqft |
| Finished Basement | 264 sqft |
| Unfinished Basement | 288 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,700 sqft (0.59 acres) |
| Lot Dimensions | 203 ft deep x 119 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Deck Area | 356 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 51532 |
|---|---|
| Street Address | 234 WOODS DR |
| City | MURPHY |
| State | NC |
| Zip | 28906-8706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOT 7 FR BAILEY 1086/636 1524/582 |
| Legal Lot Number | 7 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | NOTLA |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 930604 |
Source: Cherokee County records · APN 458000094299000
Assessment roll updated October 10, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 234 WOODS DR, MURPHY, NC 28906-8706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Nov 08, 2018 | Deed of Trust, Mortgage · ARM LOCAL GOVERNMENT FCU |
| Feb 28, 2020 | Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 28, 2020 · Amount on Record |
| Deed Sale | Feb 28, 2020 · Amount on Record |
| Prior Sale | Nov 16, 2015 · Amount on Record |
| Deed Document Number | 2020983 |
| Deed Book / Page | 1637 / 523 |
| Prior Transfer Date | Feb 06, 2020 |
| Prior Transfer Doc | 001637/523 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 234 WOODS DR, MURPHY, NC 28906-8706 |
| Transaction Type | Mortgage |
| Record Updated | Oct 06, 2022 |
| Name | Verified Name |
|---|
| Document Number | 01599/1007 |
|---|---|
| Date | Nov 08, 2018 |
| Book Page | 01599/1007 |
| Instrument | 05376 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Feb 28, 2020 |
| Property Address | 234 WOODS DR, MURPHY, NC 28906-8706 |
| Document Number | 001637/523 |
| Book / Page | 1637 / 523 |
| Instrument Date | Feb 06, 2020 |
| Instrument | 983 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 322 BEAVER RIDGE TRL, 322, MURPHY, NC 28906-7822 |
| Name | Verified Name |
|---|---|
| Address | 234 WOODS DR, MURPHY, NC 28906-8706 |
| Document Number | 0001637526 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 1637/526 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Index | 5-Year CMT |
| Max Rate | 6% |
Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $766.00 | $103,780 (-0.19%) | $103,780 (-0.19%) Land $20,000 Building $83,780 |
| 2023 | $103,980 | $103,980 Land $20,000 Building $83,980 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399306041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 8 in force |
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 794 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fixed Wireless | 300 / 20 |
| Wilkes Telephone Membership | Fixed Wireless (unlicensed) | 25 / 3 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: CND Acquisition, T-Mobile USA, Blue Ridge Mountain Electric Membership. Availability varies by address; speeds are provider-advertised maximums, not measured.
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