234 Windom Way, Frederick, MD 21702 Property Records

Frederick County property record for 234 Windom Way, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,138 sqft · built 2015
Lot Size	0.174 acres (7,556 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (May 2022)
Tax Bill	$8,999 (2024)
Deeds & Mortgages	May 2022 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-590525`

Property Details

APN / Parcel Number

Primary APN	`02-590525`
Alternative APN	`590525`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,138 sqft Living Area
Gross Area	3,558 sqft
1st Floor Area	1,377 sqft
Basement Area	750 sqft
Finished Basement	750 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,556 sqft (0.174 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	66 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	590525
Street Address	234 WINDOM WAY
City	FREDERICK
State	MD
Zip	21702-3142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 834 PLAT 3 SECTI 7,556 SQ FT CLOVER RIDGE
Legal Subdivision	CLOVER RDG SEC 7 3
Legal Lot Number	834
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	2
Census Block	2002
Census Tract	751201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	234 WINDOM WAY, FREDERICK, MD 21702-3142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 22, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2022 · Amount on Record
Deed Sale	May 26, 2022 · Amount on Record
Prior Sale	Jul 15, 2016 · Amount on Record
Deed Book / Page	15944 / 463
Record Updated	Jun 8, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 26, 2022
Property Address	234 WINDOM WAY, FREDERICK, MD 21702-3142
Document Number	0159440463
Book / Page	15944 / 463
Map Reference	MB 93 PG 195
Instrument Date	May 6, 2022
Transaction Type	Transfer
Record Updated	Jun 9, 2022
Title Company	REGIS TITLE LLC, RGS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 BRASSIE CT, 28, GAITHERSBURG, MD 20886-1920

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	234 WINDOM WAY, FREDERICK, MD 21702-3142

Mortgage

Document Number	0015944469
Date	May 26, 2022
Instrument	15944/469

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	234 WINDOM WAY, FREDERICK, MD 21702-3142
Transaction Type	Mortgage
Record Updated	Mar 5, 2021
Title Company	MADISON SETMNT SVCS PITTSBUR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 WINDOM WAY, FREDERICK, MD 21702-3142

Mortgage

Document Number	0141970359
Date	Oct 22, 2020
Book Page	14197/359

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$522,100 (+15.94%) Land $110,200 Building $411,900	$522,100 (-) Land $110,200 Building $411,900
2024	$8,999.00 (+9.97%)
2023	$8,183.00	$450,300	$522,100 Land $110,200 Building $411,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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