St. Charles County property record for 234 Wellsmont Ct, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,900 sqft · built 2002 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $43,500 (Aug 2002) |
| Tax Bill | $3,543 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T031100075 |
| Primary APN | T031100075 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,900 sqft Living Area |
| 1st Floor Area | 1,468 sqft |
| Basement Area | 1,248 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Single |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick/Stone |
| Lot Area | 9,583 sqft (0.219 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 90 sqft |
| Patio Area | 300 sqft |
| Sewer | Connected |
|---|
| Account Number | T031100075 |
|---|---|
| Old Parcel Number | T031100075 |
| Street Address | 234 WELLSMONT CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-2326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWERS RIDGE LOT 3 |
| Legal Range | 04E |
| Legal Township | 46N |
| Legal Subdivision | TOWERS RIDGE |
| Legal Lot Number | 3 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 311150 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 234 WELLSMONT CT, SAINT CHARLES, MO 63304-2326 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2002 · Amount on Record |
| Deed Sale | Aug 5, 2002 · Amount on Record |
| Deed Document Number | 0002968657 |
| Deed Book / Page | 2968 / 657 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 234 WELLSMONT CT, SAINT CHARLES, MO 63304-2326 |
| Document Number | 0000094152 |
| Instrument Date | Nov 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 234 WELLSMONT CT ST CHARLES MO 633042326, ST CHARLES, MO 63304-2326 |
| Document Number | 0000094152 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 94152 |
| Name | FRONTIER MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63005 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Dec 1, 2035 |
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,543.00 (+18.85%) | $59,672 (-1.16%) | $314,065 (-1.16%) Land $70,000 Building $244,065 |
| 2023 | $60,375 (+30.35%) | ||
| 2022 | $2,981.00 | $46,318 | $317,763 (+30.35%) Land $55,000 Building $262,763 |
| 2021 | $243,779 Land $45,000 Building $198,779 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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