234 W 7th St, Laurel, DE 19956 Property Records

Sussex County property record for 234 W 7th St, Laurel, DE 19956

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,664 sqft · built 1974
Lot Size	0.115 acres (5,031 sqft)
Owner	Company Name on Record
Last Sale	$95,000 (Nov 2022)
Tax Bill	$455 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`432-8.06-198.00`

Property Details

APN / Parcel Number

Primary APN	`432-8.06-198.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,664 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	5,031 sqft (0.115 acres)
Lot Dimensions	129 ft deep x 39 ft wide
Garage Area	137 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	174 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	234 W 7TH ST
City	LAUREL
State	DE
Zip	19956-1907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	S/SEVENTH ST 96'E/WEST ST
Legal Subdivision	LAUREL
Jurisdiction	SUSSEX DE
Township / Civil Division	LAUREL-DELMAR
Census Block Group	2
Census Block	2005
Census Tract	51802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Laurel Historic District listed 1988 · 710 contributing resources · NRIS 88001056

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	401 HIGH ST, 102, SEAFORD, DE 19973-3946
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Line of Credit GUILD MORTGAGE COMPANY
Nov 4, 2022	Deed, Transfer · Stand-Alone First Mortgage PAS MORTGAGE INC
May 13, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance OAKSTAR BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2022 · Amount on Record
Deed Sale	Nov 4, 2022 · Amount on Record
Deed Document Number	202250205
Deed Book / Page	5802 / 26
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Recording Date	Aug 18, 2026
Property Address	234 W 7TH ST, LAUREL, DE 19956-1907
Document Number	0000031939
Book / Page	24263 / 97
Instrument Date	Aug 13, 2026
Instrument	202631939
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000031939,
Date	Aug 18, 2026
Book Page	24263/97
Instrument	202631939

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2056

Interest

Max Rate	-1%

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Nov 4, 2022
Property Address	234 W 7TH ST, LAUREL, DE 19956-1907
Document Number	0058020026
Book / Page	5802 / 26
Instrument Date	Oct 31, 2022
Instrument	20220000050205
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 OLDE FIELD DR, MAGNOLIA, DE 19962-3808

Mortgage

Document Number	0214120116
Date	Nov 4, 2022
Book Page	21412/116
Instrument	20220000050206

Lender

Name	PAS MORTGAGE INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	25 Months
Due	Dec 1, 2024

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	234 W 7TH ST, LAUREL, DE 19956-1907
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0175300327
Date	May 13, 2019
Book Page	17530/327
Instrument	20190000016315

Lender

Name	OAKSTAR BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Laurel Town
Unified School District	Laurel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$455.00 (+2.94%)	$5,900 (-) Land $400 Building $5,500	$129,200 (-) Land $23,700 Building $105,500
2025	$442.00 (+29.24%)	$5,900 (-) Land $400 Building $5,500	$129,200 (+994.92%) Land $23,700 Building $105,500
2023	$342.00	$5,900 Land $400 Building $5,500	$11,800 Land $800 Building $11,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1992–2012)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.1% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL WATER DEPARTMENT serves 3,984 people · EPA ID DE0000597
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, BridgeMAXX Suncoast Broadband.

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