234 Thomas Nelson Ln, Williamsburg, VA 23185 Property Records

Williamsburg City property record for 234 Thomas Nelson Ln, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,477 sqft · built 1960
Lot Size	0.351 acres (15,290 sqft)
Owner	2 Individual Names on File
Last Sale	$289,000 (Jul 2019)
Tax Bill	$3,095 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Oct 2006 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`312-(01)-00-185`

Property Details

APN / Parcel Number

Primary APN	`312-(01)-00-185`
Alternative APN	`3708.590.783`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,477 sqft Living Area
Gross Area	1,822 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Roof Material	Shingle
Lot Area	15,290 sqft (0.351 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	234 THOMAS NELSON LN
City	WILLIAMSBURG
State	VA
Zip	23185-2739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2 (SING
Legal Description	SKIPWITH FARMS SECTION D LOT 185
Legal Subdivision	SKIPWITH FARMS
Legal Lot Number	185
Jurisdiction	WILLIAMSBURG CITY VA
Township / Civil Division	WILLIAMSBURG
Census Block Group	1
Census Block	1008
Census Tract	370300

Owner

234 Thomas Nelson Ln is owned and occupied by two individuals who bought it in July 2019.

Source: Williamsburg City records, as of January 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	234 THOMAS NELSON LN, WILLIAMSBURG, VA 23185-2739
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS & FARMERS BANK
Oct 12, 2006	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CITIZENS HOME LOANS INC
Jul 16, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage C&F MORTGAGE CORPORATION
Nov 26, 2018	Trustee's Deed, Foreclosure SONABANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2019 · Amount on File
Deed Sale	Jul 16, 2019 · Amount on File
Prior Sale	Nov 26, 2018 · Amount on File
Deed Document Number	20193358
Prior Transfer Date	Nov 19, 2018
Prior Transfer Doc	0000006540
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSBURG CITY VA
Property Address	234 THOMAS NELSON LN, WILLIAMSBURG, VA 23185-2739
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020222258
Date	Jul 21, 2022
Instrument	20222258

Lender

Name	CITIZENS & FARMERS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSBURG CITY VA
Property Address	234 THOMAS NELSON LN, WILLIAMSBURG, VA 23185-2739
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00006/3747
Date	Oct 12, 2006
Book Page	6/3747

Lender

Name	CITIZENS HOME LOANS INC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2021

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSBURG CITY VA
Recording Date	Jul 16, 2019
Property Address	234 THOMAS NELSON LN, WILLIAMSBURG, VA 23185-2739
Document Number	0000193358
Instrument Date	Jul 10, 2019
Instrument	193358
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 THOMAS NELSON LN, WILLIAMSBURG, VA 23185-2739

Mortgage

Document Number	0000193359
Date	Jul 16, 2019
Instrument	193359

Lender

Name	C&F MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WILLIAMSBURG CITY VA
Recording Date	Nov 26, 2018
Property Address	234 THOMAS NELSON LN, WILLIAMSBURG, VA 23185-2739
Document Number	0000186540
Instrument Date	Nov 19, 2018
Instrument	186540
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000186541
Date	Nov 26, 2018
Instrument	186541

Lender

Name	SONABANK

Agreement

Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 234 Thomas Nelson Ln was $3,095.

Source: Williamsburg City assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Williamsburg City
Unified School District	Williamsburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,095.00	$499,300 Land $83,100 Building $416,200	$499,300 Land $83,100 Building $416,200
2023	$2,645.00	$426,700 Land $77,800 Building $348,900	$426,700 Land $77,800 Building $348,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 234 Thomas Nelson Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1989)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 234 Thomas Nelson Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WILLIAMSBURG serves 16,300 people · EPA ID VA3830850
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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