234 Summit Ave, Mount Vernon, NY 10552 Property Records

Westchester County and Mount Vernon City property record for 234 Summit Ave, Mount Vernon, NY 10552

Property Summary

Property TypeDuplex
Details5 bd · 3 ba · 3,255 sqft · built 1907
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$395,000 (Dec 2010)
Tax Bill$16,696 (2026)
Deeds & MortgagesJan 2022 Mortgage
Feb 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN550800 165.47-2055-10

Property Details

APN / Parcel Number

Primary APN550800 165.47-2055-10
Alternative APNs
  • 080016504720550100000000
  • 034860

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories3 Stories
Building Area3,255 sqft Total Area
1st Floor Area3,255 sqft

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1907
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number034860
Street Address234 SUMMIT AVE
CityMOUNT VERNON
StateNY
Zip10552-3310
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal SubdivisionCHESTER HILL
Legal Block2055
Legal Lot Number10.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionMOUNT VERNON
Census Block Group2
Census Block2004
Census Tract4200

Owner

234 Summit Ave, a duplex, is owned and occupied by an individual who bought it in December 2010.

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address234 SUMMIT AVE, MOUNT VERNON, NY 10552-3310
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 12, 2019Deed of Trust, Mortgage · Line of Credit
CITIBANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 29, 2010 · Amount on File
Deed SaleDec 29, 2010 · Amount on File
Deed Document Number2010501893382
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address234 SUMMIT AVE, MOUNT VERNON, NY 10552-3310
Transaction TypeMortgage
Record UpdatedJan 28, 2022
Title CompanyPRO-TRAIT TITLE SERVICES LLC, PRO TRAIT TITLE SERVIES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address234 SUMMIT AVE, MOUNT VERNON, NY 10552-3310

Mortgage

Document Number0620203164
DateJan 20, 2022
Instrument620203164
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueDec 1, 2051

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address234 SUMMIT AVE, MOUNT VERNON, NY 10552-3310
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0590433015
DateFeb 12, 2019
Instrument590433015
Lender
NameCITIBANK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 234 Summit Ave was $16,696 with a homeowner's exemption, down 11.4% from the year before.

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityMount Vernon City
Unified School DistrictMount Vernon School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$16,696.00 (-11.36%) Homeowner's exemption
2025$18,836.00$10,500 (-) Land $3,450 Building $7,050$583,334 (+6.67%) Land $191,667 Building $391,667
2024Homeowner's exemption$10,500 (-) Land $3,450 Building $7,050$546,876 (-10.94%) Land $179,688 Building $367,188
2023$10,500 Land $3,450 Building $7,050$614,035 Land $201,754 Building $412,281

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 234 Summit Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1980–2011)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 234 Summit Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNT VERNON WATER DEPARTMENT
serves 73,893 people · EPA ID NY5903441
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
Lead7 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 877 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Spectrum
Cable
1,000 / 1,000

May also be available: T-Mobile.

Nearby Properties on Summit Ave

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