Lorain County property record for 234 Spruce St, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1955 |
| Square Footage | 1,188 sqft Living Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $54,000 (2009) |
| Tax Bill | $1,935.00 (2025) |
Source: Lorain County records · APN 06-24-026-112-013
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 234 SPRUCE ST, ELYRIA, OH 44035-3245 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 03, 2025 | Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK |
| Sep 11, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) NORTHWEST BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 03, 2009 · Amount on Record |
| Deed Sale | Aug 03, 2009 · Amount on Record |
| Prior Sale | Jun 07, 2012 · Amount on Record |
| Deed Doc Number | 0000304685 |
| Last Transfer Date | Sep 11, 2019 |
| Transfer Doc | 0000729709 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 234 SPRUCE ST, ELYRIA, OH 44035-3245 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000070122 |
|---|---|
| Date | Oct 03, 2025 |
| Instrument | 2025-0070122 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Sep 15, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 11, 2019 |
| Property Address | 234 SPRUCE ST, ELYRIA, OH 44035-3245 |
| Document Number | 0000729709 |
| Instrument Date | Sep 11, 2019 |
| Instrument | 729709 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 234 SPRUCE ST ELYRIA OH 440353245, ELYRIA, OH 44035-3245 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 234 SPRUCE ST, ELYRIA, OH 44035-3245 |
| Document Number | 0000707012 |
| Instrument Date | Jan 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 234 SPRUCE ST ELYRIA OH 440353245, ELYRIA, OH 44035-3245 |
| Document Number | 0000707012 |
|---|---|
| Date | Mar 12, 2019 |
| Instrument | 707012 |
| Name | NORTHWEST BK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 11, 2039 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,935.00 | $41,080 (+0.01%) Land $6,620 Building $34,460 | $117,360 (-) Land $18,900 Building $98,460 |
| 2024 | $1,935.00 (+46.04%) | $41,076 (+68.88%) Land $6,615 Building $34,461 | $117,360 (+68.89%) Land $18,900 Building $98,460 |
| 2023 | $1,325.00 (+0.38%) | $24,322 (+0.01%) Land $7,133 Building $17,189 | $69,490 (-) Land $20,380 Building $49,110 |
| 2022 | $1,320.00 | $24,320 Land $7,130 Building $17,190 | |
| 2021 | $69,490 Land $20,380 Building $49,110 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-24-026-112-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,188 sqft Living Area |
| 1st Floor | 612 sqft 1st Floor |
| 2nd Floor | 600 sqft 2nd Floor |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 6,534 sqft (0.15 acres) |
| Depth X Width | 165 ft x 40 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 308 sqft Garage |
| Porch | Open Porch |
| Porch Area | 180 sqft Porch |
| Lean-To | 112 sqft Lean-To |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 234 SPRUCE ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3245 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | KAISER BROS 40 X 165 |
| Legal Subdivision | KAISER BROTHERS SUBDIVISION |
| Legal Tract | 24 |
| Legal Block | 112 |
| Legal Lot Number | 38 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 70500 |
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