234 Split Rail Dr, Wentzville, MO 63385 Property Records

St. Charles County property record for 234 Split Rail Dr, Wentzville, MO 63385

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,893 sqft · built 2003
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$275,625 (Feb 2026)
Tax Bill	$3,661 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T010200253`

Property Details

APN / Parcel Number

Primary APN	`T010200253`
Alternative APN	`4-0010-8570-00-0095.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,893 sqft Living Area
Gross Area	2,780 sqft
1st Floor Area	1,308 sqft
Basement Area	616 sqft
Finished Basement	585 sqft
Unfinished Basement	31 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	856 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	12 sqft
Deck Area	Deck Area
Patio Area	188 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T010200253
Street Address	234 SPLIT RAIL DR
City	WENTZVILLE
State	MO
Zip	63385-5565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMER BROOK #7 LOT 95
Legal Subdivision	SUMMER BROOK #7
Legal Lot Number	95
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	1
Census Block	1003
Census Tract	312094

Owner

234 Split Rail Dr is owned and occupied by an individual who bought it in February 2026.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	234 SPLIT RAIL DR, WENTZVILLE, MO 63385-5565
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2026 · Amount on File
Deed Sale	Feb 4, 2026 · Amount on File
Prior Sale	Aug 19, 2019 · Amount on File
Deed Document Number	20265231
Prior Transfer Date	Dec 17, 2025
Prior Transfer Doc	0000005231
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 19, 2019
Property Address	234 SPLIT RAIL DR, WENTZVILLE, MO 63385-5565
Document Number	0071250885
Book / Page	007125 / 000885
Instrument Date	Aug 15, 2019
Instrument	435620
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	STATE LOUIS TITLE LLC, ST LOUIS TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	234 SPLIT RAIL DR WENTZVILLE MO 633855565, WENTZVILLE, MO 63385-5565

Mortgage

Document Number	71250887
Date	Aug 19, 2019
Book Page	007125/000887
Instrument	435630

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 18, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 234 Split Rail Dr was $3,661, up 8.6% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	Wentzville City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,441 (-)	$286,530 (-) Building $286,530
2025	$3,661.00 (+8.6%)	$54,441	$286,530 Building $286,530
2024	$3,371.00
2023		$48,733
2022			$256,490 Land $40,000 Building $216,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 234 Split Rail Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 234 Split Rail Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WENTZVILLE PWS serves 41,784 people · EPA ID MO6010849
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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