234 Skipper Jack, Montgomery, TX 77316 Property Records

Montgomery County property record for 234 Skipper Jack, Montgomery, TX 77316

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,479 sqft · built 2018
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on Record
Tax Bill	$9,379 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8271-04-14000`

Property Details

APN / Parcel Number

Primary APN	`8271-04-14000`
Alternative APN	`R329768`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	3,479 sqft Living Area
Gross Area	4,339 sqft
1st Floor Area	2,882 sqft
2nd Floor Area	597 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	45,738 sqft
View / Lot	Front
Garage Type	Attached
Garage Area	860 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	234 SKIPPER JACK
City	MONTGOMERY
State	TX
Zip	77316-6766
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S827104 - RIDGELAKE SHORES 04, BLOCK 3, LOT 14
Legal Subdivision	RIDGELAKE SHORES 04
Legal Block	3
Legal Lot Number	14
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	3
Census Block	3022
Census Tract	694503

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	234 SKIPPER JACK, MONTGOMERY, TX 77316-6766
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Jan 18, 2019	Loan Modification, Mortgage COLONIAL SVGS BK
Feb 7, 2018	Trustee's Deed, Construction Loan · Construction Mortgage COLONIAL SVGS BK
Dec 27, 2017	Warranty Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2017
Deed Sale	Dec 27, 2017
Prior Sale	Sep 30, 2004
Deed Document Number	2017116075
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	234 SKIPPER JACK, MONTGOMERY, TX 77316-6766
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081897
Date	Jun 29, 2022
Instrument	2022081897

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 6, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	234 SKIPPER JACK, MONTGOMERY, TX 77316-6766
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TTL OF MONTGOMERY CN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023291
Date	Mar 10, 2020
Instrument	2020023291

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY TX
Property Address	234 SKIPPER JACK, MONTGOMERY, TX 77316-6766
Document Number	0000009775
Instrument Date	Jan 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 20, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	234 SKIPPER JACK MONTGOMERY TX 77316, MONTGOMERY, TX 77316

Mortgage

Document Number	0000009775
Date	Feb 7, 2019
Instrument	9775

Lender

Name	COLONIAL SVGS BK
Type	Federal Savings Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

February 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Feb 7, 2018
Property Address	234 SKIPPER JACK, MONTGOMERY, TX 77316-6766
Instrument Date	Feb 5, 2018
Instrument	10443
Transaction Type	Construction Loan
Record Updated	Feb 27, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	135 CLEARMONT PL MONTGOMERY TX 773163008, MONTGOMERY, TX 77316-3008

Mortgage

Document Number	0000010443
Date	Feb 7, 2018
Instrument	10443

Lender

Name	COLONIAL SVGS BK
Type	Federal Savings Bank
Address	FORT WORTH, TX 76102

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Dec 27, 2017
Property Address	234 SKIPPER JACK, MONTGOMERY, TX 77316-6766
Document Number	0000116075
Instrument Date	Dec 15, 2017
Instrument	116075
Transaction Type	Transfer
Record Updated	Jan 19, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 CLEARMONT PL MONTGOMERY TX 773163008, MONTGOMERY, TX 77316-3008

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$744,144 (+3.29%) Land $120,750 Building $623,394	$744,144 (+3.29%) Land $120,750 Building $623,394
2025	$9,379.00 (+3.3%) Homeowner's exemption	$720,407 (+7.14%) Land $120,750 Building $599,657	$720,407 (+1.76%) Land $120,750 Building $599,657
2024	$9,079.00 (-14.97%) Homeowner's exemption	$672,419 (+1%) Land $120,750 Building $587,227	$707,977 (-1.07%) Land $120,750 Building $587,227
2023	$10,678.00 Homeowner's exemption	$611,290 Land $91,260 Building $624,360	$715,620 Land $91,260 Building $624,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 65 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	65 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY TRACE WATER SYSTEM private · serves 25,917 people · EPA ID TX1700638
Water Source	Purchased surface water from SJRA GRP SW TREATMENT PLANT
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MidSouth Fiber Internet Fiber	8,000 / 8,000
Ezee Fiber Fiber	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, T-Mobile, Verizon.

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