234 Shaw Ave, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 234 Shaw Ave, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 984 sqft · built 1950
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$120,900 (Jul 2020)
Tax Bill	$2,126 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-10-01-220.00`

Property Details

APN / Parcel Number

Primary APN	`016-10-01-220.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	984 sqft Finished Area
Gross Area	1,312 sqft

Exterior

Year Built	Built 1950
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0161001220.00
Street Address	234 SHAW AVE
City	ELSMERE
State	KY
Zip	41018-2425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH ERLANGER W 105' LOT 890
Legal Subdivision	SOUTH ERLANGER
Legal Lot Number	890
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1005
Census Tract	65600

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	234 SHAW AVE, ELSMERE, KY 41018-2425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2020	Grant Deed, Transfer · FHA Mortgage AMERICAN MTG SVC
Jul 23, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN MTG SVC
Jul 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY HSNG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2020 · Amount on Record
Deed Sale	Jul 24, 2020 · Amount on Record
Deed Document Number	0000033545
Deed Book / Page	33 / 545
Record Updated	Jun 8, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Jul 24, 2020
Property Address	234 SHAW AVE, ELSMERE, KY 41018-2425
Document Number	0000000214
Book / Page	000033 / 000545
Instrument Date	Jul 23, 2020
Instrument	214
Transaction Type	Transfer
Record Updated	Sep 11, 2020
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$121.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 SHAW AVE ELSMERE KY 410182425, ELSMERE, KY 41018-2425

Mortgage

Document Number	215
Date	Jul 24, 2020
Book Page	000M73/000353
Instrument	215

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2050

Mortgage

Document Number	216,
Date	Jul 24, 2020
Book Page	000M73/000368
Instrument	216

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 23, 2030

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	234 SHAW AVE, ELSMERE, KY 41018-2425
Document Number	0000000215
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Sep 2, 2020
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 SHAW AVE ELSMERE KY 410182425, ELSMERE, KY 41018-2425

Mortgage

Document Number	0000000215
Date	Jul 24, 2020
Book Page	000M73/000353
Instrument	215

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	234 SHAW AVE, ELSMERE, KY 41018-2425
Document Number	0000000216
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 SHAW AVE ELSMERE KY 410182425, ELSMERE, KY 41018-2425

Mortgage

Document Number	0000000216
Date	Jul 24, 2020
Book Page	000M73/000368
Instrument	216

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 23, 2030

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,126.00 (+1.33%)	$140,000 (-) Land $15,000 Building $125,000	$140,000 (-) Land $15,000 Building $125,000
2023	$2,098.00	$140,000 Land $15,000 Building $125,000	$140,000 Land $15,000 Building $125,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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