Anne Arundel County property record for 234 Severn Dr, Annapolis, MD 21401
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,480 sqft · built 1930 |
| Lot Size | 0.193 acres (8,400 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,533 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jun 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-746-00287100 |
| Primary APN | 02-746-00287100 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,480 sqft Living Area |
| 1st Floor Area | 1,235 sqft |
| Basement Area | 240 sqft |
| Finished Basement | 240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,400 sqft (0.193 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 35 sqft |
| Deck Area | 96 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 74600287100 |
|---|---|
| Street Address | 234 SEVERN DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-2931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LTS 4 5 6 BK 11 LT 4 BK 12 234 SEVERN DR SEVERN GROVE |
| Legal Subdivision | SEVERN GROVE |
| Legal Block | 11 |
| Legal Lot Number | 4 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 702702 |
234 Severn Dr is owned and occupied by two individuals who acquired it in May 1997.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 234 SEVERN DR, ANNAPOLIS, MD 21401-2931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Jun 20, 2018 | Deed of Trust, Mortgage · Line of Credit AGRICULTURE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 1997 |
| Deed Sale | May 15, 1997 |
| Prior Sale | Dec 13, 1996 · Amount on File |
| Deed Document Number | 19974761 |
| Deed Book / Page | 7901 / 107 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 234 SEVERN DR, ANNAPOLIS, MD 21401-2931 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | ELEVATED NATIONAL SETTLEMENT SERVICES, ELEVATED NATL SETMNT SVCS LL |
| Name | Verified Name |
|---|
| Document Number | 0373970147 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 37397/147 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 234 SEVERN DR, ANNAPOLIS, MD 21401-2931 |
| Document Number | 0324990160 |
| Instrument Date | Jun 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 234 SEVERN DR ANNAPOLIS MD 214012931, ANNAPOLIS, MD 21401-2931 |
| Document Number | 0324990160 |
|---|---|
| Date | Sep 20, 2018 |
| Book Page | 032499/000160 |
| Name | AGRICULTURE FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20250 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 19, 2033 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 234 Severn Dr was $3,533 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $437,733 | $455,600 Land $265,400 Building $190,200 | |
| 2025 | $3,533.00 | ||
| 2023 | $2,399.00 Homeowner's exemption | $341,400 | $428,800 Land $265,400 Building $163,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 234 Severn Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (2003–2017) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 234 Severn Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD CREEK serves 26,033 people · EPA ID MD0020004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
May also be available: Believe Broadband.
5G (outdoors only) and 4G LTE
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