234 Settlement Ln, Rockwall, TX 75032 Property Records

Rockwall County property record for 234 Settlement Ln, Rockwall, TX 75032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,877 sqft
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,204 (Nov 2025)
Tax Bill	$987 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3899000C0029000R`

Property Details

APN / Parcel Number

Primary APN	`3899000C0029000R`
Alternative APNs	`R337335` `337335`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,877 sqft Living Area
Gross Area	4,771 sqft
1st Floor Area	3,877 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Roof Type	Gable/Hip
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	666 sqft
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	234 SETTLEMENT LN
City	ROCKWALL
State	TX
Zip	75032-1011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HERITAGE PHASE THREE BLK C LOT 29
Legal Subdivision	HERITAGE PHASE THREE
Legal Block	C
Legal Lot Number	29
Jurisdiction	ROCKWALL TX
Township / Civil Division	SOUTH ROCKWALL
Census Block Group	1
Census Block	1026
Census Tract	40508

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	234 SETTLEMENT LN, ROCKWALL, TX 75032-1011
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE
Nov 3, 2025	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage NATIONS LENDING CORP
May 30, 2025	Warranty Deed, Transfer · Commercial Mortgage SUSSER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2025 · Amount on Record
Deed Sale	Nov 3, 2025 · Amount on Record
Prior Sale	May 30, 2025 · Amount on Record
Deed Document Number	202519932
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Recording Date	Aug 21, 2026
Property Address	234 SETTLEMENT LN, ROCKWALL, TX 75032-1011
Document Number	0000016052
Instrument Date	Aug 17, 2026
Instrument	202616052
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 SETTLEMENT LN, ROCKWALL, TX 75032-1011

Mortgage

Document Number	0000016052,
Date	Aug 21, 2026
Instrument	202616052

Lender

Name	CREDIT UNION ONE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 5, 2046

Interest

Max Rate	-1%

November 2025: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Nov 3, 2025
Property Address	234 SETTLEMENT LN, ROCKWALL, TX 75032-1011
Document Number	0000019932
Map Reference	FILE 20240000022069
Instrument Date	Oct 30, 2025
Instrument	20250000019932
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5763 S STATE HIGHWAY #100100, 100100, ROCKWALL, TX 75032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 SETTLEMENT LN, ROCKWALL, TX 75032-1011

Mortgage

Document Number	0000019933
Date	Nov 3, 2025
Instrument	20250000019933

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	May 30, 2025
Property Address	234 SETTLEMENT LN, ROCKWALL, TX 75032-1011
Document Number	0000009534
Map Reference	FILE 20240000022069
Instrument Date	May 28, 2025
Instrument	20250000009534
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5763 S STATE HIGHWAY 205100, ROCKWALL, TX 75032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5763 S STATE HIGHWAY 205 STE 100, 100, ROCKWALL, TX 75032-2638
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009535
Date	May 30, 2025
Instrument	20250000009535

Lender

Name	SUSSER BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	McLendon-Chisholm City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$775,546 (+1,007.92%) Land $74,900 Building $700,646	$775,546 (+1,007.92%) Land $74,900 Building $700,646
2025	$987.00	$70,000 Land $70,000	$70,000 Land $70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 46% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGH POINT SUD serves 26,052 people · EPA ID TX1290016
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Peoples Communications, Verizon.

Nearby Properties on Settlement Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures